98 Canary Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 98 Canary Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,810 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$351,500 (Aug 2021)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049H222000`

Property Details

APN / Parcel Number

Primary APN	`0049H222000`
Alternative APNs	`0049H222` `22518`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Heated Area
1st Floor Area	1,810 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	149 ft deep x 93 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	44 sqft
Deck Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22518
Street Address	98 CANARY CIR
City	RINGGOLD
State	GA
Zip	30736-4967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 222 THE MEADOWS PH 3
Legal Subdivision	THE MEADOWS
Legal Phase	3
Legal Lot Number	222
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4000
Census Tract	30202

Owner

98 Canary Cir is owned and occupied by two individuals who bought it in August 2021.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 CANARY CIR, RINGGOLD, GA 30736-4967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE
Dec 17, 2019	Deed of Trust, Mortgage · Conventional with PMI TJC MTG
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Feb 27, 2009 · Amount on File
Deed Document Number	20212124
Deed Book / Page	2167 / 330
Transfer Doc	0014730842
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 31, 2021
Property Address	98 CANARY CIR, RINGGOLD, GA 30736-4967
Document Number	0021670330
Book / Page	2167 / 330
Instrument Date	Aug 31, 2021
Instrument	2021-002124
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CANARY CIR, RINGGOLD, GA 30736-4967

Mortgage

Document Number	0021670000000333
Date	Sep 10, 2021
Book Page	0000002167/0000000333
Instrument	008909

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	98 CANARY CIR, RINGGOLD, GA 30736-4967
Document Number	0020260194
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 CANARY CIR RINGGOLD GA 307364967, RINGGOLD, GA 30736-4967

Mortgage

Document Number	0020260194
Date	Dec 23, 2019
Book Page	002026/000194

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	98 CANARY CIR, RINGGOLD, GA 30736-4967
Document Number	0019330626
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CANARY CIR RINGGOLD GA 307364967, RINGGOLD, GA 30736-4967

Mortgage

Document Number	0019330626
Date	May 7, 2018
Book Page	001933/000626

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 6, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 98 Canary Cir was $3,184.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00	$167,722 Land $15,000 Building $152,722	$419,305 Land $37,500 Building $381,805
2023	$2,855.00 (+26.44%)	$127,530 Land $16,000 Building $111,530	$318,825 Land $40,000 Building $278,825
2022	$2,258.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Canary Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Canary Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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