Fairfield Town property record for 98 Cambridge St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,552 sqft · built 1943 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Mar 2026) |
| Tax Bill | $13,015 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:130 B:146 |
| Primary APN | FAIR M:130 B:146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,928 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1601 |
|---|---|
| Street Address | 98 CAMBRIDGE ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 146 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 61500 |
98 Cambridge St is owned and occupied by two individuals who bought it in March 2026.
Source: Fairfield Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 CAMBRIDGE ST, FAIRFIELD, CT 06824-6906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Warranty Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Sep 5, 2025 | Warranty Deed, Transfer · Line of Credit WELLS FARGO BANK NA |
| Aug 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on File |
| Deed Sale | Mar 11, 2026 · Amount on File |
| Prior Sale | Sep 5, 2025 · Amount on File |
| Deed Document Number | 20261325 |
| Deed Book / Page | 6701 / 272 |
| Transfer Doc | 0004464-22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Mar 11, 2026 |
| Property Address | 98 CAMBRIDGE ST, FAIRFIELD, CT 06824-6906 |
| Document Number | 006701-272 |
| Book / Page | 6701 / 272 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026-1325 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 CAMBRIDGE ST, FAIRFIELD, CT 06824-6906 |
| Document Number | 0020261326 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-1326 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Sep 5, 2025 |
| Property Address | 98 CAMBRIDGE ST, FAIRFIELD, CT 06824-6906 |
| Document Number | 006643-171 |
| Book / Page | 6643 / 171 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025-4533 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 CAMBRIDGE ST, FAIRFIELD, CT 06824-6906 |
| Document Number | 0020254534 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 2025-4534 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Oct 1, 2032 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Aug 23, 2017 |
| Property Address | 98 CAMBRIDGE ST, FAIRFIELD, CT 06824-6906 |
| Document Number | 5584-138 |
| Book / Page | 005584 / 000138 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 6198 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 CAMBRIDGE ST FAIRFIELD CT 068246906, FAIRFIELD, CT 06824-6906 |
| Document Number | 5584-141 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 005584/000141 |
| Instrument | 6199 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2047 |
The 2026 property tax bill for 98 Cambridge St was $13,015, up 33.7% from the year before.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,015.00 (+33.65%) | $678,230 (+97.73%) Land $562,380 Building $115,850 | $1,180,059 (+391.49%) |
| 2025 | $9,738.00 | $343,000 Land $265,300 Building $77,700 | $240,100 Land $185,710 Building $54,390 |
| 2024 | $9,738.00 (+11.96%) | ||
| 2023 | $8,698.00 | $316,190 Land $265,300 Building $50,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Cambridge St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Cambridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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