98 Cable Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 98 Cable Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$622 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-23F-0068.0030`

Property Details

APN / Parcel Number

Primary APN	`18-23F-0068.0030`
Alternative APN	`31-18-23F-0068.0030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	2,160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	98 CABLE LN
City	MORGANTOWN
State	WV
Zip	26508-2991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1. AC SUR OR LOT 8 TYRONE
Legal Lot Number	8
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	3
Census Block	3014
Census Tract	11806

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 CABLE LN, MORGANTOWN, WV 26508-2991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 6, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 12, 2017
Transfer Doc	0000672939
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	98 CABLE LN, MORGANTOWN, WV 26508-2991
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CABLE LN, MORGANTOWN, WV 26508-2991

Mortgage

Document Number	0000838054
Date	Jul 29, 2021
Book Page	2458/333
Instrument	838054

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONONGALIA WV
Recording Date	Feb 6, 2017
Property Address	98 CABLE LN, MORGANTOWN, WV 26508-2991
Document Number	0000672939
Book / Page	001577 / 000259
Instrument Date	Jan 12, 2017
Instrument	672939
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CABLE LN MORGANTOWN WV 265082991, MORGANTOWN, WV 26508-2991

Mortgage

Document Number	672940
Date	Feb 6, 2017
Book Page	002167/000057
Instrument	672940

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$622.00	$78,300 (-) Land $18,540 Building $59,760	$130,500 (-) Land $30,900 Building $99,600
2025	$622.00 (-26.04%) Homeowner's exemption	$78,300 (-0.46%) Land $18,540 Building $59,760	$130,500 (-0.46%) Land $30,900 Building $99,600
2023	$841.00 (+4.86%)	$78,660 (+0.46%) Land $18,540 Building $60,120	$131,100 (+0.46%) Land $30,900 Building $100,200
2022	$802.00	$78,300 Land $18,540 Building $59,760	$130,500 Land $30,900 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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