98 Braddock Rd, Frostburg, MD 21532 Property Records

Allegany County property record for 98 Braddock Rd, Frostburg, MD 21532

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,586 sqft · built 1950
Lot Size0.167 acres (7,290 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jun 2025)
Tax Bill$1,670 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-007086

Property Details

APN / Parcel Number

Primary APN28-007086
Alternative APN
  • 007086

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,586 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,290 sqft (0.167 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number007086
Street Address98 BRADDOCK RD
CityFROSTBURG
StateMD
Zip21532-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description98 MIDLOTHIAN RD 30X161 60X163
JurisdictionALLEGANY MD
Township / Civil Division26, FROSTBURG
Census Block Group2
Census Block2000
Census Tract1800

Owner

98 Braddock Rd is owned and occupied by an individual who bought it in June 2025.

Source: Allegany County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address98 BRADDOCK RD, FROSTBURG, MD 21532-2302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2025 · Amount on File
Deed SaleJun 16, 2025 · Amount on File
Prior SaleAug 12, 2005 · Amount on File
Deed Book / Page3070 / 153
Prior Transfer DateJul 30, 2014
Prior Transfer Doc0020810231
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address98 BRADDOCK RD, FROSTBURG, MD 21532-2302
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 BRADDOCK RD, FROSTBURG, MD 21532-2302

Mortgage

Document Number003107-0085
DateOct 28, 2025
Book Page3107/85
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 98 Braddock Rd was $1,670.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityFrostburg City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,800 (+5.85%)$193,000 (+17.54%) Land $30,000 Building $163,000
2025$1,670.00$164,200 Land $30,000 Building $134,200$164,200 Land $30,000 Building $134,200
2023$1,430.00$141,667$164,200 Land $30,000 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Braddock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Braddock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROSTBURG
serves 11,000 people · EPA ID MD0010011
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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