98 Birch St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 98 Birch St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,370 sqft · built 1951
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (Jul 2023)
Tax Bill	$18,366 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00603-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`07-00603-0000-00007`
Alternative APNs	`070060300007` `112130`

Interior

Stories	1 Story
Building Area	2,370 sqft Living Area
1st Floor Area	2,370 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Width	131 ft Width

Location & Zoning

Account Number	112130
Street Address	98 BIRCH ST
City	CLOSTER
State	NJ
Zip	07624-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.25 AC
Legal Subdivision	GREENWAY HOMES SEC 2
Legal Block	603
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1021
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 BIRCH ST, CLOSTER, NJ 07624-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Dec 24, 1998 · Amount on Record
Deed Document Number	202349039
Deed Book / Page	5046 / 49
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2023
Property Address	98 BIRCH ST, CLOSTER, NJ 07624-1745
Document Number	0050460049
Book / Page	5046 / 49
Instrument Date	Jul 12, 2023
Instrument	2023049039
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,473.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BIRCH ST, CLOSTER, NJ 07624-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 BIRCH ST, CLOSTER, NJ 07624-1745

Mortgage

Document Number	2023049040
Date	Jul 27, 2023
Instrument	2023049040

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$951,600 (+7.36%) Land $515,100 Building $436,500	$951,600 (+7.36%) Land $515,100 Building $436,500
2025	$18,366.00 (+2.02%) Veteran's exemption	$886,400 (+28.15%) Land $475,600 Building $410,800	$886,400 (+28.15%) Land $475,600 Building $410,800
2024	$18,002.00 (+25.75%)
2023		$691,700 (+6.88%) Land $409,300 Building $282,400	$691,700 (+6.88%) Land $409,300 Building $282,400
2022	$14,316.00 (+1.25%)	$647,200 Land $378,200 Building $269,000	$647,200 Land $378,200 Building $269,000
2021	$14,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1999–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20