98 Bertrose Ave, Milford, CT 06460 Property Records

Milford City property record for 98 Bertrose Ave, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1943
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$582,550 (May 2023)
Tax Bill	$7,657 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`18113`

Property Details

APN / Parcel Number

Primary APN	`18113`
Alternative APNs	`M:00016 B:00107 L:000060` `MILF M:16 B:107 L:60` `MLFD M:16 B:107 L:60`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18113
Street Address	98 BERTROSE AVE
City	MILFORD
State	CT
Zip	06460-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.5
Legal Block	107
Legal Lot Number	60
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3005
Census Tract	150400

Owner

98 Bertrose Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Milford City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 BERTROSE AVE, MILFORD, CT 06460-5907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CLIFFCO MORTGAGE BANKERS
Jun 7, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	20232922
Deed Book / Page	4058 / 497
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	May 5, 2023
Property Address	98 BERTROSE AVE, MILFORD, CT 06460-5907
Document Number	004058-497
Book / Page	4058 / 497
Instrument Date	May 4, 2023
Instrument	2922
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	210 SPRINGMEADOW DR UNIT D, D, HOLBROOK, NY 11741-4115

Mortgage

Document Number	0000002923
Date	May 5, 2023
Instrument	2923

Lender

Name	CLIFFCO MORTGAGE BANKERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MILFORD CT
Recording Date	Jun 7, 2022
Property Address	98 BERTROSE AVE, MILFORD, CT 06460-5907
Document Number	004020-273
Book / Page	4020 / 273
Instrument Date	May 19, 2022
Instrument	4765
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 BERTROSE AVE, MILFORD, CT 06460-5907

Tax Assessment & Valuation

The 2025 property tax bill for 98 Bertrose Ave was $7,657.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,657.00	$259,120 Land $93,210 Building $165,910	$370,171 Land $133,157 Building $237,014
2024	$7,657.00 (+42.99%)
2023	$5,355.00	$197,080 Land $93,210 Building $103,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Bertrose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Bertrose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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