98 Beach Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 98 Beach Rd, Westhampton Beach, NY 11978 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,604 sqft · built 1993
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$2,280,000 (Oct 2025)
Tax Bill$7,109 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0905-007.00-02.00-020.000

Property Details

APN / Parcel Number

Primary APN0905-007.00-02.00-020.000
Alternative APNs
  • 473607 007.000-0002-020.000
  • 360700700000020200000000
  • 47360071600

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,604 sqft Living Area
1st Floor Area2,604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
View / LotBelow Average

Exterior Amenities

PorchPorch
Porch Area799 sqft
Patio Area650 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address98 BEACH RD
CityWESTHAMPTON BEACH
StateNY
Zip11978-2055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1988 EQ + 1700
Legal Block2
Legal Lot Number20
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group2
Census Block2015
Census Tract190502

Owner

Source: Suffolk County and Southampton Town records · APN 0905-007.00-02.00-020.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address98 BEACH RD, WESTHAMPTON BEACH, NY 11978-2055
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Deed Book / Page13313 / 309
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateOct 17, 2025
Property Address98 BEACH RD, WESTHAMPTON BEACH, NY 11978-2055
Document Number0133130309
Book / Page13313 / 309
Instrument DateOct 14, 2025
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanySTEWART TITLE GUARANTY COMPA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0236890713
DateOct 17, 2025
Book Page23689/713
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalityWesthampton Beach Village
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,196,500 (-) Land $556,200 Building $640,300$1,899,206 (-) Land $882,857 Building $1,016,349
2024$7,109.00 (-76.62%)$1,196,500 (-) Land $556,200 Building $640,300$1,899,206 (+10.32%) Land $882,857 Building $1,016,349
2023$1,196,500 Land $556,200 Building $640,300$1,721,583 Land $800,288 Building $921,295
2020$30,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031905022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims7 (1993–2012)
Claims Outside the SFHA5 of 7
Most Recent ClaimOct 2012, other causes, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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