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98 Bay Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 98 Bay Ln, Centerville, MA 02632 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 1984
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$880,000 (Nov 2025)
Tax Bill$7,232 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCENT M:186 L:035002

Property Details

APN / Parcel Number

Primary APNCENT M:186 L:035002
Alternative APN
  • 327006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
Gross Area3,412 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number327006
Street Address98 BAY LN
CityCENTERVILLE
StateMA
Zip02632-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number35002
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1034
Census Tract12700

Owner

Source: Barnstable County and Barnstable Town City records · APN CENT M:186 L:035002

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address19 PHILOMENA WAY, FRANKLIN, MA 02038-3641
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINT MORTGAGE INC
Nov 21, 2025Quit Claim Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC
Feb 24, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleNov 03, 2014 · Amount on Record
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address98 BAY LN, CENTERVILLE, MA 02632-3302
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037317-273
DateNov 21, 2025
Book Page37317/273
Instrument48504
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCENTERVILLE MA
Recording DateNov 21, 2025
Property Address98 BAY LN, CENTERVILLE, MA 02632-3302
Document Number0001534531
Instrument DateNov 21, 2025
Instrument1534531
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19 PHILOMENA WAY, FRANKLIN, MA 02038-3641

Mortgage

Document Number0001534532
DateNov 21, 2025
Instrument1534532
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateFeb 24, 2020
Property Address98 BAY LN, CENTERVILLE, MA 02632-3302
Document Number32709-298
Book / Page032709 / 000298
Instrument DateFeb 14, 2020
Instrument9278
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address49 WOODLAND ST NATICK MA 017605436, NATICK, MA 01760-5436

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,232.00 (+3.98%)$894,000 (+0.39%) Land $483,100 Building $410,900$758,860
2024$6,955.00 (+20.41%)$890,500 (+28.57%) Land $483,100 Building $407,400
2023$5,776.00$692,600 Land $340,000 Building $352,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010127001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims9 (1978–2023)
Most Recent ClaimMar 2023, rainfall accumulation
Claims By Storm
  • Hurricane Bob, Aug 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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