98 Barlow Fields Ln, Hayesville, NC 28904 Property Records

Clay County property record for 98 Barlow Fields Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,216 sqft · built 1997
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Apr 2021)
Tax Bill	$1,113 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`554100557520`

Property Details

APN / Parcel Number

Primary APN	`554100557520`
Alternative APN	`619697000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,216 sqft Heated Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Account Number	619697000
Street Address	98 BARLOW FIELDS LN
City	HAYESVILLE
State	NC
Zip	28904-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BARLOW FIELDS
Legal Subdivision	BARLOW FIELDS DEVELOPMENT
Legal Lot Number	24
Jurisdiction	CLAY NC
Township / Civil Division	SWEETWATER
Census Block Group	1
Census Block	1018
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 TROY CIR, FORT WALTON BEACH, FL 32547-7308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Apr 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	20211149
Deed Book / Page	451 / 64
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 1, 2021
Property Address	98 BARLOW FIELDS LN, HAYESVILLE, NC 28904-8005
Document Number	451/64
Book / Page	451 / 64
Map Reference	CAB 3 SL 4
Instrument Date	Mar 31, 2021
Instrument	2021001149
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 CHOWNING PL NW, 480, MARIETTA, GA 30064-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TROY CIR, FT WALTON BCH, FL 32547-7308

Mortgage

Document Number	2021001150
Date	Apr 1, 2021
Instrument	2021001150

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 14, 2020
Property Address	98 BARLOW FIELDS LN, HAYESVILLE, NC 28904-8005
Document Number	439/102
Book / Page	439 / 102
Map Reference	CAB 3 SL 4
Instrument Date	Apr 3, 2020
Instrument	2020000822
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 THARPE CT, 110, MACON, GA 31210-2353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 KINGS MOUNTAIN RD, MACON, GA 31210-2912

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,113.00 (+9.22%)	$326,800 (+66.99%) Land $39,900 Building $286,900	$326,800 (+66.99%) Land $39,900 Building $286,900
2025	$1,019.00 (+13.22%)	$195,700 (-) Land $39,900 Building $155,800	$195,700 (-) Land $39,900 Building $155,800
2023	$900.00	$195,700 Land $39,900 Building $155,800	$195,700 Land $39,900 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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