Bergen County and Lodi Borough property record for 98 Ave D, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,552 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Feb 2026) |
| Tax Bill | $9,954 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00212-0000-00035 |
| Primary APN | 31-00212-0000-00035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 398400 |
|---|---|
| Street Address | 98 AVENUE D |
| City | LODI |
| State | NJ |
| Zip | 07644-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X100 |
| Legal Subdivision | LODI LAND CO MAP 4 |
| Legal Block | 212 |
| Legal Lot Number | 35 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 AVENUE D, LODI, NJ 07644-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 2, 2026 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2014 · Amount on Record |
| Deed Document Number | 20267103 |
| Deed Book / Page | 5715 / 234 |
| Prior Transfer Date | Sep 4, 2024 |
| Prior Transfer Doc | 0053231250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 AVENUE D, LODI, NJ 07644-1904 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | DOMA |
| Name | Verified Name |
|---|---|
| Address | 98 AVENUE D, LODI, NJ 07644-1904 |
| Document Number | 0049350163 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 4935/163 |
| Instrument | 2023013366 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2026 |
| Property Address | 98 AVENUE D, LODI, NJ 07644-1904 |
| Document Number | 0057150234 |
| Book / Page | 5715 / 234 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026007103 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 346 PAMHAM AVENUE, LODI, NJ 07644 |
| Name | Verified Name |
|---|---|
| Address | 98 AVENUE D, LODI, NJ 07644-1904 |
| Document Number | 2026007104 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026007104 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,200 (-) Land $165,000 Building $116,200 | $281,200 (-) Land $165,000 Building $116,200 | |
| 2025 | $9,954.00 (+5.6%) | $281,200 (-) Land $165,000 Building $116,200 | $281,200 (-) Land $165,000 Building $116,200 |
| 2024 | $9,426.00 (+2.7%) | ||
| 2023 | $281,200 Land $165,000 Building $116,200 | $281,200 Land $165,000 Building $116,200 | |
| 2022 | $9,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 42 (1979–2024) |
| Claims Outside the SFHA | 12 of 42 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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