98 Arrowhead Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 98 Arrowhead Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jun 2010)
Tax Bill	$5,983 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262600 134.07-2-30`

Property Details

APN / Parcel Number

Primary APN	`262600 134.07-2-30`
Alternative APNs	`26001340700002030000` `01367000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	408 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01367000000
Street Address	98 ARROWHEAD DR
City	ROCHESTER
State	NY
Zip	14624-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0018- 1-02 4000 AC T KATH JUDSON 2 L43 L72 P14
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2008
Census Tract	14400

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 ARROWHEAD DR, ROCHESTER, NY 14624-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit THE LYONS NATIONAL BANK
May 30, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 30, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Nov 20, 2001 · Amount on Record
Deed Document Number	20101064
Deed Book / Page	10897 / 57
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	98 ARROWHEAD DR, ROCHESTER, NY 14624-2802
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ARROWHEAD DR, ROCHESTER, NY 14624-2802

Mortgage

Document Number	202503337008
Date	Sep 23, 2025
Book Page	31144/944
Instrument	202503337008

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	98 ARROWHEAD DR, ROCHESTER, NY 14624-2802
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000997
Date	May 30, 2023
Book Page	30309/75
Instrument	202305300997

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	98 ARROWHEAD DR, ROCHESTER, NY 14624-2802
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000998
Date	May 30, 2023
Book Page	30309/84
Instrument	202305300998

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	98 ARROWHEAD DR, ROCHESTER, NY 14624-2802
Document Number	0000001667
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ARROWHEAD DR ROCHESTER NY 146242802, ROCHESTER, NY 14624-2802

Mortgage

Document Number	0000001667
Date	Feb 15, 2019
Book Page	027927/000149
Instrument	1667

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,983.00 (+22.38%) Homeowner's exemption
2025	$4,889.00 (+7.66%)	$185,900 (+59.43%) Land $32,900 Building $153,000	$185,900 (+32.31%) Land $32,900 Building $153,000
2023		$116,600 (-) Land $22,300 Building $94,300	$140,500 (+9.68%) Land $26,871 Building $113,629
2022		$116,600 Land $22,300 Building $94,300	$128,100 Land $24,499 Building $103,601
2021	$4,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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