98 Armstrong Dr, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 98 Armstrong Dr, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	2,224 sqft · built 1955
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$409,900 (Aug 2012)
Tax Bill	$16,983 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00028-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`02-00028-0000-00027`
Alternative APN	`020002800027`

Interior

Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	98 ARMSTRONG DR
City	CLARK
State	NJ
Zip	07066-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Subdivision	SUNNY ACRES SEC 3
Legal Block	28
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1006
Census Tract	36302

Owner

98 Armstrong Dr is owned and occupied by two individuals who bought it in August 2012.

Source: Union County and Clark Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 ARMSTRONG DR, CLARK, NJ 07066-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2012 · Amount on File
Deed Sale	Aug 24, 2012 · Amount on File
Deed Document Number	2012234830
Deed Book / Page	5920 / 531
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	98 ARMSTRONG DR, CLARK, NJ 07066-2213
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154102948
Date	Sep 13, 2023
Book Page	15410/2948
Instrument	56230

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	98 ARMSTRONG DR, CLARK, NJ 07066-2213
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150562455
Date	Sep 14, 2021
Book Page	15056/2455
Instrument	20816

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 98 Armstrong Dr was $16,983, up 2.5% from the year before.

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$748,500 (-) Land $346,800 Building $401,700	$748,500 (-) Land $346,800 Building $401,700
2025	$16,983.00 (+2.49%)	$748,500 Land $346,800 Building $401,700	$748,500 Land $346,800 Building $401,700
2024	$16,571.00
2023		$748,500 Land $346,800 Building $401,700	$748,500 Land $346,800 Building $401,700
2022	$15,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Armstrong Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1978–2021)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Armstrong Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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