98 Archwood Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 98 Archwood Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 2017
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,600 (Dec 2017)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010012-0070`

Property Details

APN / Parcel Number

Primary APN	`010012-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 ARCHWOOD DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84/25-28 SHEARWATER PHASE 1-8 LOT 7 OR4477/439
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 1-8
Legal Phase	1
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 ARCHWOOD DR, SAINT AUGUSTINE, FL 32092-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	201784971
Deed Book / Page	4477 / 439
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	98 ARCHWOOD DR, SAINT AUGUSTINE, FL 32092-1129
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ARCHWOOD DR, SAINT AUGUSTINE, FL 32092-1129

Mortgage

Document Number	0052220693
Date	Mar 30, 2021
Book Page	5222/693
Instrument	2021034884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	98 ARCHWOOD DR, SAINT AUGUSTINE, FL 32092-1129
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ARCHWOOD DR, ST AUGUSTINE, FL 32092-1129

Mortgage

Document Number	0054360467
Date	Dec 3, 2021
Book Page	5436/467
Instrument	2021131135

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	98 ARCHWOOD DR, SAINT AUGUSTINE, FL 32092-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049411862
Date	May 13, 2020
Book Page	4941/1862
Instrument	2020036843

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2048

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 15, 2017
Property Address	98 ARCHWOOD DR, SAINT AUGUSTINE, FL 32092-1129
Document Number	0044770439
Book / Page	004477 / 000439
Instrument Date	Dec 13, 2017
Instrument	84971
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	TOWN SQUARE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,929.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 ARCHWOOD DR ST AUGUSTINE FL 320921129, ST AUGUSTINE, FL 32092-1129

Mortgage

Document Number	44770445
Date	Dec 15, 2017
Book Page	004477/000445
Instrument	84974

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,912 (+2.7%)	$345,798 (-3.94%) Land $90,000 Building $255,798
2025	$5,483.00 (+6.86%) Homeowner's exemption	$239,447 (+2.9%)	$359,982 (-5.92%) Land $90,000 Building $269,982
2024	$5,131.00 (+2.17%) Homeowner's exemption	$232,699 (+3%)	$382,619 (-0.75%) Land $98,500 Building $284,119
2023	$5,022.00 (+7.24%) Homeowner's exemption	$225,921 (+3%)	$385,518 (+11.97%) Land $98,500 Building $287,018
2022	$4,683.00 Homeowner's exemption	$219,341	$344,292 Land $89,600 Building $254,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Archwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures