98 Almy St, Warwick, RI 02886 Property Records

Warwick City property record for 98 Almy St, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1955
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Dec 2019)
Tax Bill$4,208 (2025)
Deeds & MortgagesMar 2023 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34809170000

Property Details

APN / Parcel Number

Primary APN34809170000
Alternative APNs
  • WARW M:348 B:0917 L:0000
  • 108791

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area2,448 sqft
1st Floor Area912 sqft
Basement Area494 sqft
Unfinished Basement494 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number108791
Street Address98 ALMY ST
CityWARWICK
StateRI
Zip02886-3604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block917
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2013
Census Tract21902

Owner

98 Almy St is owned and occupied by two individuals who bought it in December 2019.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address98 ALMY ST, WARWICK, RI 02886-3604
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 30, 2019Warranty Deed, Transfer · FHA Mortgage
SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2019 · Amount on File
Deed SaleDec 30, 2019 · Amount on File
Prior SaleApr 24, 2015 · Amount on File
Deed Book / Page9427 / 265
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address98 ALMY ST, WARWICK, RI 02886-3604
Transaction TypeMortgage
Record UpdatedMar 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010291-124
DateMar 8, 2023
Book Page10291/124
Instrument2160
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueApr 1, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateDec 30, 2019
Property Address98 ALMY ST, WARWICK, RI 02886-3604
Document Number9427-265
Book / Page9427 / 265
Instrument DateDec 30, 2019
Instrument18488
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address97 ALMY ST, WARWICK, RI 02886-3603

Mortgage

Document Number18489
DateDec 30, 2019
Instrument18489
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 98 Almy St was $4,208.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,208.00$331,300 Land $105,000 Building $226,300
2024$350,455
2023$3,912.00 (+5.87%)$275,700 (+39.74%) Land $86,700 Building $189,000
2022$3,695.00$197,300 Land $57,000 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Almy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Almy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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