98 Albany St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 98 Albany St, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1850
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2026)
Tax Bill	$7,121 (2025)
Deeds & Mortgages	Oct 2022 Refinance Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6062-59-846451-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6062-59-846451-0000`
Alternative APNs	`130000606200598464510000` `131300 6.62-59-846.451` `011120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,020 sqft Living Area
Gross Area	1,076 sqft
1st Floor Area	636 sqft
2nd Floor Area	384 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 25 ft wide
View / Lot	Urban
Garage Type	Detached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	011120
Street Address	98 ALBANY ST
City	POUGHKEEPSIE
State	NY
Zip	12601-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	.05 AC 1211 0812
Legal Block	59
Legal Lot Number	846
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3002
Census Tract	220101

Owner

98 Albany St is owned by two individuals who bought it in February 2026.

Source: Dutchess County and Poughkeepsie City records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 35TH ST, HOWARD BEACH, NY 11414
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Feb 11, 2026	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Mar 12, 2020	Grant Deed, Transfer RIVER CITY ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Deed Document Number	202650546
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	98 ALBANY ST, POUGHKEEPSIE, NY 12601-1732
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004275
Date	Oct 14, 2022
Instrument	4275

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Feb 11, 2026
Property Address	98 ALBANY ST, POUGHKEEPSIE, NY 12601-1732
Document Number	0000050546
Instrument Date	Feb 9, 2026
Instrument	50546
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	RECORD AND RETURN TITLE, RECORD & RETURN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 35TH ST, HOWARD BEACH, NY 11414

Mortgage

Document Number	0000050513
Date	Feb 11, 2026
Instrument	50513

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Mar 12, 2020
Property Address	98 ALBANY ST, POUGHKEEPSIE, NY 12601-1732
Document Number	0000001447
Instrument Date	Feb 18, 2020
Instrument	1447
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	RIVER CITY ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$214.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 RED HAWK LN POUGHKEEPSIE NY 126016571, POUGHKEEPSIE, NY 12601-6571

Tax Assessment & Valuation

The 2025 property tax bill for 98 Albany St was $7,121, up 73.3% from the year before.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,121.00 (+73.26%)	$320,600 (+12.49%) Land $40,500 Building $280,100	$320,600 (+12.49%) Land $40,500 Building $280,100
2024	$4,110.00	$285,000 (+4.01%) Land $40,500 Building $244,500	$285,000 (+4.01%) Land $40,500 Building $244,500
2023		$274,000 (+50.47%) Land $40,500 Building $233,500	$274,000 (+50.47%) Land $40,500 Building $233,500
2022		$182,100 Land $40,500 Building $141,600	$182,100 Land $40,500 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Albany St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Albany St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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