98-904 Ainanui Loop, Aiea, HI 96701 Property Records

State of Hawaii and Honolulu County property record for 98-904 Ainanui Loop, Aiea, HI 96701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,038 sqft · built 1986
Lot Size	0.231 acres (10,064 sqft)
Owner	Individual Name on File
Tax Bill	$5,230 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-9-8-070-039`

Property Details

APN / Parcel Number

Primary APN	`1-9-8-070-039`
Alternative APNs	`1-9-8-070-039-0000` `980700390000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,038 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	3,038 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	10,064 sqft (0.231 acres)
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	170 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	98-904 AINANUI LOOP
City	AIEA
State	HI
Zip	96701-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U/05/00
Legal Description	LOT 1616 MAP 82 LCAPP 950
Legal Subdivision	MAP 82
Legal Lot Number	1616
Jurisdiction	HONOLULU HI
Township / Civil Division	EWA
Census Block Group	1
Census Block	1001
Census Tract	7809

Owner

98-904 Ainanui Loop is owned and occupied by an individual.

Source: State of Hawaii and Honolulu County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	98-904 AINANUI LOOP, AIEA, HI 96701-2765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BANK
May 29, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST HAWAIIAN BANK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HAWAIIAN BANK
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Recording Date	Jul 16, 2026
Property Address	98-904 AINANUI LOOP, AIEA, HI 96701-2765
Document Number	0013345022
Instrument Date	Jul 11, 2026
Instrument	2026T-13345022
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98-904 AINANUI LOOP, AIEA, HI 96701-2765

Mortgage

Document Number	0013345022,
Date	Jul 16, 2026
Instrument	2026T-13345022

Lender

Name	FIRST HAWAIIAN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	98-904 AINANUI LOOP, AIEA, HI 96701-2765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T10740101
Date	May 29, 2019
Instrument	T-10740101

Lender

Name	FIRST HAWAIIAN BANK
Type	Bank
Address	HONOLULU, HI 96847

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	98-904 AINANUI LOOP, AIEA, HI 96701-2765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11286045
Date	Nov 25, 2020
Instrument	T-11286045

Lender

Name	FIRST HAWAIIAN BANK
Type	Bank
Address	HONOLULU, HI 96813

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	98-904 AINANUI LOOP, AIEA, HI 96701-2765
Document Number	0T11286046
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98-904 AINANUI LOOP AIEA HI 967012765, AIEA, HI 96701-2765

Mortgage

Document Number	0T11286046
Date	Nov 25, 2020
Instrument	T11286046

Lender

Name	FIRST HAWAIIAN BK
Type	Bank
Address	HONOLULU, HI 96847

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 98-904 Ainanui Loop was $5,230 with a homeowner's exemption.

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,230.00 Homeowner's exemption	$1,784,400 Land $1,219,300 Building $565,100	$1,784,400 Land $1,219,300 Building $565,100
2025	$5,230.00
2024		$1,594,100 (+1.36%) Land $1,154,300 Building $439,800	$1,594,100 (+1.36%) Land $1,154,300 Building $439,800
2023	$5,014.00 (+20.94%)	$1,572,700 Land $1,154,300 Building $418,400	$1,572,700 Land $1,154,300 Building $418,400
2022	$4,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98-904 Ainanui Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98-904 Ainanui Loop is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 92% of Hawaii
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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