98 2nd St, Keyport, NJ 07735 Property Records

Monmouth County and Keyport Borough property record for 98 2nd St, Keyport, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1909
Lot Size	0.13 acres (5,680 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2021)
Tax Bill	$8,223 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-00124-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`24-00124-0000-00007`
Alternative APN	`240012400007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,212 sqft Living Area
1st Floor Area	666 sqft
Upper Floors Area	546 sqft
Attic	Attic
Attic Area	546 sqft
Basement Area	666 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	5,680 sqft (0.13 acres)
Lot Dimensions	142 ft deep x 40 ft wide
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Shed	1 Shed
Shed Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	98 2ND ST
City	KEYPORT
State	NJ
Zip	07735-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	KEYPORT BOROUGH
Legal Block	124
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	KEYPORT
Census Block Group	1
Census Block	1010
Census Tract	801900

Owner

98 2nd St is owned and occupied by an individual who acquired it in February 2025.

Source: Monmouth County and Keyport Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	98 2ND ST, KEYPORT, NJ 07735-1848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Jun 8, 2010 · Amount on File
Deed Document Number	2021184513
Deed Book / Page	9568 / 3602
Last Transfer Date	Feb 24, 2025
Transfer Doc	0097315865
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 29, 2021
Property Address	98 SECOND, NEPTUNE, NJ 07753
Document Number	0095683602
Book / Page	9568 / 3602
Instrument Date	Nov 26, 2021
Instrument	2021184513
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 HILLCREST RD, 6, HOLMDEL, NJ 07733-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 2ND ST, KEYPORT, NJ 07735-1848

Mortgage

Document Number	2021184514
Date	Dec 29, 2021
Instrument	2021184514

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 98 2nd St was $8,223, up 0.5% from the year before.

Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Keyport Borough
Unified School District	Keyport Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,200 (+9.79%) Land $227,100 Building $226,100	$453,200 (+9.79%) Land $227,100 Building $226,100
2025	$8,223.00 (+0.46%)	$412,800 Land $197,300 Building $215,500	$412,800 Land $197,300 Building $215,500
2024	$8,185.00
2023		$367,400 Land $154,700 Building $212,700	$367,400 Land $154,700 Building $212,700
2022	$7,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 2nd St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 units insured incl. 24 condo units
Nearby Flood Claims	34 (1992–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 27 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 98 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001
Water Source	Purchased surface water from NJ AMERICAN WATER - SHORELANDS
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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