97B Port Gardner Dr, Everett, WA 98206 Property Records

Snohomish County property record for 97B Port Gardner Dr, Everett, WA 98206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 2010
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,600 (Apr 2018)
Tax Bill	$4,456 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4662-000-097-00`

Property Details

APN / Parcel Number

Primary APN	`4662-000-097-00`
Alternative APNs	`004662-000-097-00` `46620000970005` `1103252`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Multi-Level
Exterior Material	Lap Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Deck Area	416 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1103252
Street Address	97B PORT GARDNER DR
City	EVERETT
State	WA
Zip	98206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	HAT ISLAND DIV B BLK 000 D-00 - LOT 97
Legal Section	08
Legal Subdivision	HAT ISLAND DIV B
Legal Block	000 D
Legal Lot Number	97
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SNOHOMISH
Census Block Group	2
Census Block	2176
Census Tract	52104

Owner

Source: Snohomish County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 E LOUISA ST, SEATTLE, WA 98102-3203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Oct 3, 2006 · Amount on Record
Deed Document Number	2018746
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	97 PORT GARDNER DR # B, B, EVERETT, WA 98206
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97B PORT GARDNER DR, EVERETT, WA 98206

Mortgage

Document Number	0000000251
Date	Nov 5, 2021
Instrument	202111050251

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Apr 27, 2018
Property Address	97 PORT GARDNER DR # B, B, EVERETT, WA 98206
Document Number	0000000746
Map Reference	VOL21 PG117&118
Instrument Date	Apr 24, 2018
Instrument	201804270746
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	FIRST AMER TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,682.48
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E EDGAR ST, SEATTLE, WA 98102-3109

Mortgage

Document Number	0000000747
Date	Apr 27, 2018
Instrument	201804270747

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000000748
Date	Apr 27, 2018
Instrument	201804270748

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,456.00 (-1.68%)	$580,500 (+13.2%) Land $105,000 Building $475,500	$580,500 (+13.2%) Land $105,000 Building $475,500
2025	$4,532.00 (+14.85%)
2023	$3,946.00	$512,800 Land $57,000 Building $455,800	$512,800 Land $57,000 Building $455,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	41 (1986–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Nov 1990 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAT ISLAND COMMUNITY INC private · serves 348 people · EPA ID WA5331593
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL	25 / 3

May also be available: T-Mobile.

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