9798 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 9798 E River Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1938
Square Footage1,033 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$93,000 (2022)
Tax Bill$2,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00-004-130-033

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,033 sqft Living Area
1st Floor690 sqft 1st Floor
2nd Floor331 sqft 2nd Floor
Attic Area331 sqft Attic
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area11,326 sqft (0.26 acres)
Depth X Width145 ft x 78 ft Depth x Width
Garage TypeBasement Garage
Garage Area240 sqft Garage

Exterior Amenities

Deck Area207 sqft Deck
Porch1 Porch
Porch Area50 sqft Porch
Canopy Area207 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address9798 E RIVER RD
CityELYRIA
StateOH
Zip44035-8150
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST RIVER FRNT 78.00
Legal SubdivisionCLAYTON JOHNSONS EAST RIVER SUBDIVISION
Legal Block130
Legal Lot Number2
JurisdictionLORAIN OH
Minor Civil DivisionCARLISLE
Census Blockgroup3
Census Block3007
Census Tract71100

Owner

Source: Lorain County records · APN 10-00-004-130-033

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9798 E RIVER RD, ELYRIA, OH 44035-8150
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
OHIO HOUSING FINANCE AGENCY
Sep 30, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION HOME MORTGAGE CORP
Jul 01, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleOct 26, 2000 · Amount on Record
Deed Doc Number2022006286
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address9798 E RIVER RD, ELYRIA, OH 44035-8150
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyMILLER HOME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000893618
DateOct 03, 2022
Instrument2022-0893618
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressELYRIA, OH 44035
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 30, 2022
Property Address9798 E RIVER RD, ELYRIA, OH 44035-8150
Document Number0000893419
Map ReferenceVOL 4 PG 4
Instrument DateSep 21, 2022
Instrument2022-0893419
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9798 E RIVER RD, ELYRIA, OH 44035-8150

Mortgage

Document Number0000893617
DateOct 03, 2022
Instrument2022-0893617
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address9798 E RIVER RD, ELYRIA, OH 44035-8150
Document Number0000770507
Instrument DateJul 01, 2020
Transaction TypeMortgage
Record UpdatedAug 05, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address9798 E RIVER RD ELYRIA OH 440358150, ELYRIA, OH 44035-8150

Mortgage

Document Number0000770507
DateJul 23, 2020
Instrument770507
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 22, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,249.00$46,060 (%) Land $7,760 Building $38,300$131,600 (-) Land $22,170 Building $109,430
2024$2,249.00 (+59.73%)$46,061 (+66.98%) Land $7,760 Building $38,301$131,600 (+66.98%) Land $22,170 Building $109,430
2023$1,408.00 (-1.74%)$27,584 (-0.02%) Land $6,447 Building $21,137$78,810 (-) Land $18,420 Building $60,390
2022$1,433.00$27,590 Land $6,450 Building $21,140
2021$78,810 Land $18,420 Building $60,390

Flood & Wildfire

9798 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

Nearby Streets

Search Property Records by Address or Parcel Number