9796 Cedar Rd, Novelty, OH 44072 Property Records

Geauga County property record for 9796 Cedar Rd, Novelty, OH 44072 · Last verified July 2026

Property Summary

Property Type	Farm - Crops
Details	3 bd · 3.5 ba · 3,356 sqft · built 1923
Lot Size	60.8 acres (2,651,497 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2006)
Tax Bill	$9,607 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-009100`

Property Details

APN / Parcel Number

Primary APN	`22-009100`
Alternative APN	`004564-5`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,356 sqft Total Area
1st Floor Area	3,368 sqft
Upper Floors Area	1,278 sqft
Basement Area	3,578 sqft
Unfinished Basement	2,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	2,651,497 sqft (60.8 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	736 sqft
Shed	1 Shed
Shed Area	360 sqft
Kennel	1,020 sqft
Lean-To	520 sqft
Pole Barn	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004564-5
Street Address	9796 CEDAR RD
City	NOVELTY
State	OH
Zip	44072-9747
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Legal Description	LOT 21 TR 3
Legal Tract	3
Legal Lot Number	21
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2023
Census Tract	310800

Owner

Source: Geauga County records · APN 22-009100

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9796 CEDAR RD, NOVELTY, OH 44072-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2006 · Amount on Record
Deed Sale	Jul 07, 2006 · Amount on Record
Prior Sale	Nov 14, 1988
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	9796 CEDAR RD, NOVELTY, OH 44072-9747
Document Number	0020990245
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9796 CEDAR RD NOVELTY OH 440729747, NOVELTY, OH 44072-9747

Mortgage

Document Number	0020990245
Date	Jul 29, 2020
Book Page	002099/000245
Instrument	967340

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,607.00 (-1.88%)	$372,990 (-) Land $183,150 Building $189,840
2024	$9,791.00 (+9.02%) Homeowner's exemption Additional exemption filed	$372,990 (%) Land $183,150 Building $189,840
2023	$8,981.00 (+33.57%) Homeowner's exemption Additional exemption filed	$373,000 (+36.21%) Land $183,160 Building $189,840	$1,065,690 (+36.21%) Land $523,290 Building $542,400
2022		$273,850 Land $152,150 Building $121,700
2021	$6,724.00
2020			$782,400 Land $434,700 Building $347,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390553108002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	3 (1986–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1989, other causes, Severe Storms & Flooding
Flood Events	Severe Storms & Flooding (Jun 1989), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.