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9792 Elmshorn Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9792 Elmshorn Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,915 sqft · built 2012
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$565,000 (Jul 2026)
Tax Bill$15,268 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-348777

Property Details

APN / Parcel Number

Primary APN06-348777
Alternative APN
  • 348777

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,915 sqft Living Area
Gross Area4,395 sqft
1st Floor Area1,317 sqft
Basement Area1,053 sqft
Finished Basement1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number348777
Street Address9792 ELMSHORN CT
CityWALDORF
StateMD
Zip20603-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 183 PH 2 MIDDLETOWN SOUTH
Legal SubdivisionMIDDLETOWN SOUTH
Legal Phase2
Legal Block4
Legal Lot Number183
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group4
Census Block4016
Census Tract850713

Owner

9792 Elmshorn Ct is owned and occupied by an individual who bought it in July 2026.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address9792 ELMSHORN CT, WALDORF, MD 20603-5341
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on File
Deed SaleJul 9, 2026 · Amount on File
Prior SaleFeb 5, 2013 · Amount on File
Deed Book / Page14134 / 400
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJul 9, 2026
Property Address9792 ELMSHORN CT, WALDORF, MD 20603-5341
Document Number1413000400
Book / Page14134 / 400
Instrument DateJun 25, 2026
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyPRIME TITLE GROUP LLC, PRIME TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570,650.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address9792 ELMSHORN CT, WALDORF, MD 20603-5341

Mortgage

Document Number1413000406,
DateJul 9, 2026
Book Page14134/406
Lender
NameABSOLUTE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9792 Elmshorn Ct was $15,268.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577,967 (+3.3%)$614,900 (+9.9%) Land $185,000 Building $429,900
2025$15,268.00 Homeowner's exemption$559,500 Land $150,000 Building $409,500$559,500 Land $150,000 Building $409,500
2023$6,359.00 Homeowner's exemption$470,900$559,500 Land $150,000 Building $409,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9792 Elmshorn Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9792 Elmshorn Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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