Santa Rosa County property record for 9792 Chumuckla Hwy, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Jan 2020) |
| Tax Bill | $1,249 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-3N-30-0000-01801-0000 |
| Primary APN | 12-3N-30-0000-01801-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 208 ft deep x 208 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9792 CHUMUCKLA HWY |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | BEG NW CORN NW4 OF NE4 SECTION 12, TOWNSHIP 3 NORTH, RANGE 30 WEST, THN S 180 FT TO POB THN E 208.7 FT THN S 208.7 FT THN W 208.7 FT THN N 208.7 FT TO POB AS DES IN OR 3908 PG 1247 LESS ALL MIN RIGHTS |
| Legal Range | 30W |
| Legal Township | 3N |
| Legal Section | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9792 CHUMUCKLA HWY, JAY, FL 32565-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Deed Document Number | 20201700 |
| Deed Book / Page | 3908 / 1247 |
| Prior Transfer Date | Nov 30, 2015 |
| Prior Transfer Doc | 0034781575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9792 CHUMUCKLA HWY, JAY, FL 32565-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9792 CHUMUCKLA HWY, JAY, FL 32565-7310 |
| Document Number | 0043620350 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 4362/350 |
| Instrument | 202303297 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 13, 2020 |
| Property Address | 9792 CHUMUCKLA HWY, JAY, FL 32565-7310 |
| Document Number | 0039081247 |
| Book / Page | 003908 / 001247 |
| Instrument Date | Aug 15, 2011 |
| Instrument | 1700 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9792 CHUMUCKLA HWY JAY FL 325657310, JAY, FL 32565-7310 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,366 (+2.9%) | $151,785 (+0.55%) Land $23,000 Building $128,785 | |
| 2024 | $1,249.00 (+2.29%) Homeowner's exemption | $138,354 (+3%) | $150,959 (+6.09%) Land $25,000 Building $125,959 |
| 2023 | $1,221.00 (+2.78%) Homeowner's exemption | $134,324 (+3%) | $142,293 (+9.11%) Land $19,000 Building $123,293 |
| 2022 | $1,188.00 Homeowner's exemption | $130,412 | $130,412 Land $14,000 Building $116,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures