9790 Twin Cities Rd, Galt, CA 95632 Property Records

Sacramento County property record for 9790 Twin Cities Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Mar 2023)
Tax Bill	$10,578 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0062-022-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0062-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,912 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	87,120 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Area	24,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	9790 TWIN CITIES RD
City	GALT
State	CA
Zip	95632-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PARCEL MAP, LOT C
Legal Subdivision	PARCEL MAP
Legal Lot Number	C
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1001
Census Tract	9502

Owner

9790 Twin Cities Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1178, GALT, CA 95632-1178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Book / Page	20230323 / 589
Prior Transfer Date	Jul 25, 1995
Prior Transfer Doc	9508000943
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 23, 2023
Property Address	9790 TWIN CITIES RD, GALT, CA 95632-8821
Document Number	0000000589
Map Reference	MB 59 PG 16
Instrument Date	Mar 17, 2023
Instrument	2023032300589
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 COLNER CIR, FOLSOM, CA 95630-3581

Mortgage

Document Number	0000000590
Date	Mar 23, 2023
Instrument	2023032300590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 12, 2021
Property Address	9790 TWIN CITIES RD, GALT, CA 95632-8821
Document Number	2021101202150
Map Reference	MB 59 PG 16
Instrument Date	Oct 8, 2021
Instrument	2021101202150
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9790 TWIN CITIES RD, GALT, CA 95632-8821

Mortgage

Document Number	2021101202151
Date	Oct 12, 2021
Instrument	2021101202151

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9790 Twin Cities Rd was $10,578 with a homeowner's exemption, up 4.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$933,861 (+2%) Land $280,158 Building $653,703
2025	$10,578.00 (+4.83%)	$915,551 Land $274,665 Building $640,886
2024	$10,091.00 (+13.93%)
2023	$8,857.00 (+4.19%)	$785,400 Land $235,620 Building $549,780
2022	$8,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9790 Twin Cities Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9790 Twin Cities Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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