9790 Desert Bloom Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9790 Desert Bloom Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,782 sqft · built 2006
Lot Size	0.234 acres (10,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Aug 2020)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-69-085`

Property Details

APN / Parcel Number

Primary APN	`783-69-085`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,782 sqft Living Area
1st Floor Area	1,547 sqft
2nd Floor Area	1,235 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,192 sqft (0.234 acres)
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9790 DESERT BLOOM PL
City	GILROY
State	CA
Zip	95020-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9559 LOT 122
Legal Subdivision	TRACT NO 9559
Legal Tract	9559
Legal Lot Number	122
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3014
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9790 DESERT BLOOM PL, GILROY, CA 95020-9666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Aug 21, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 21, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Sep 5, 2007 · Amount on Record
Deed Document Number	202024583510
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0024583509
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9790 DESERT BLOOM PL, GILROY, CA 95020-9666
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9790 DESERT BLOOM PL, GILROY, CA 95020-9666

Mortgage

Document Number	0025125407
Date	Oct 7, 2021
Instrument	25125407

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Dec 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 21, 2020
Property Address	9790 DESERT BLOOM PL, GILROY, CA 95020-9666
Document Number	0024583509
Instrument Date	Aug 17, 2020
Instrument	24583509
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 NE 166TH AVE VANCOUVER WA 986828755, VANCOUVER, WA 98682-8755

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 21, 2020
Property Address	9790 DESERT BLOOM PL, GILROY, CA 95020-9666
Document Number	0024583510
Map Reference	MB 774 PG 1
Instrument Date	Aug 17, 2020
Instrument	24583510
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9790 DESERT BLOOM PL, GILROY, CA 95020-9666

Mortgage

Document Number	0024583511
Date	Aug 21, 2020
Instrument	24583511

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,402 (+2%) Land $154,572 Building $318,830
2025	$3,667.00 (-0.33%) Disabled Person's exemption Veteran's exemption	$464,121 (+4.04%) Land $151,542 Building $312,579
2023	$3,679.00 (-1.02%) Disabled Person's exemption Veteran's exemption	$446,100 Land $145,658 Building $300,442
2022	$3,717.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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