9790 Cutts Rd, Chardon, OH 44024 Property Records

Geauga County property record for 9790 Cutts Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Nov 2018)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-040200`

Property Details

APN / Parcel Number

Primary APN	`15-040200`
Alternative APN	`001861-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,456 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001861-4
Street Address	9790 CUTTS RD
City	CHARDON
State	OH
Zip	44024-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 28 BOND TR
Legal Subdivision	BOND TR
Legal Lot Number	28
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3016
Census Tract	312203

Owner

Source: Geauga County records · APN 15-040200

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9790 CUTTS RD, CHARDON, OH 44024-9136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 30, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Oct 19, 1992 · Amount on Record
Deed Document Number	2018943500
Deed Book / Page	2063 / 102
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	9790 CUTTS RD, CHARDON, OH 44024-9136
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021122146
Date	Dec 30, 2020
Book Page	2112/2146
Instrument	202000975306

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

November 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 30, 2018
Property Address	9790 CUTTS RD, CHARDON, OH 44024-9136
Document Number	0020630102
Book / Page	2063 / 0102
Map Reference	VOL 6 PG 111
Instrument Date	Nov 29, 2018
Instrument	201800943500
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LAWERRS TITLE OF CHARDON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9790 CUTTS RD, CHARDON, OH 44024-9136

Mortgage

Document Number	201800943501
Date	Nov 30, 2018
Instrument	201800943501

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00 (-0.5%)	$54,150 (-) Land $7,840 Building $46,310
2024	$2,580.00 (+1.49%) Homeowner's exemption	$54,150 (-) Land $7,840 Building $46,310
2023	$2,542.00 (-3.97%) Homeowner's exemption	$54,150 (+16.05%) Land $7,840 Building $46,310	$154,700 (+16.05%) Land $22,400 Building $132,300
2022		$46,660 Land $6,550 Building $40,110
2021	$2,647.00
2020			$133,300 Land $18,700 Building $114,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 16, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 59 locations within half a mile of this property.

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