979 Traemore Pl, Union, KY 41091 Property Records

Boone County property record for 979 Traemore Pl, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 2019
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Last Sale	$508,835 (Dec 2019)
Tax Bill	$5,760 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063.00-30-036.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-30-036.00`
Alternative APN	`52981`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,048 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Lot Area	12,110 sqft (0.278 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	979 TRAEMORE PL
City	UNION
State	KY
Zip	41091-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 SEC 2 TRAEMORE
Legal Subdivision	TRAEMORE SUB SEC 2
Legal Lot Number	36
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2005
Census Tract	70309

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	979 TRAEMORE PL, UNION, KY 41091-8233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 8, 2021	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
May 26, 2020	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	789609
Deed Book / Page	D1136 / 982
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	979 TRAEMORE PL, UNION, KY 41091-8233
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 TRAEMORE PL, UNION, KY 41091-8233

Mortgage

Document Number	0M4613/752
Date	Jul 11, 2022
Book Page	M4613/752
Instrument	875177

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	979 TRAEMORE PL, UNION, KY 41091-8233
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4444/504
Date	Apr 8, 2021
Book Page	M4444/504
Instrument	832078

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	979 TRAEMORE PL, UNION, KY 41091-8233
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4296/660
Date	May 26, 2020
Book Page	M4296/660
Instrument	802134

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 2, 2019
Property Address	979 TRAEMORE PL, UNION, KY 41091-8233
Document Number	D1136/982
Book / Page	D1136 / 982
Map Reference	CAB 6 SL 220
Instrument Date	Sep 18, 2019
Instrument	789609
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	979 TRAEMORE PL, UNION, KY 41091-8233

Mortgage

Document Number	789610
Date	Dec 2, 2019
Instrument	789610

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,760.00 (-1.79%)	$508,800 (-) Land $50,000 Building $458,800
2024			$508,800 (-) Land $50,000 Building $458,800
2023	$5,865.00 (+2.68%)	$508,800 (-) Land $50,000 Building $458,800	$508,800 (-) Land $50,000 Building $458,800
2022	$5,712.00	$508,800 Land $50,000 Building $458,800	$508,800 Land $50,000 Building $458,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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