Galveston County property record for 979 Surf Rd, Crystal Beach, TX 77650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,472 sqft · built 2011 |
| Lot Size | 0.114 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,244 (2024) |
| Deeds & Mortgages | Feb 2025 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 4050-0000-0162-000 |
| Primary APN | 4050-0000-0162-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 5,001 sqft (0.114 acres) |
| Garage Type | Mixed |
| Garage Area | 374 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 1,125 sqft |
| Patio Area | 1,125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R179051 |
|---|---|
| Street Address | 979 SURF RD |
| City | CRYSTAL BEACH |
| State | TX |
| Zip | 77650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 65 B FRANKS SUR LOT 162 HOLIDAY BEACH |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Lot Number | 162 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | BOLIVAR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 723900 |
Source: Galveston County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 979 SURF RD, CRYSTAL BEACH, TX 77650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 |
| Deed Sale | Feb 18, 2025 |
| Deed Document Number | 2025007735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Feb 18, 2025 |
| Property Address | 979 SURF RD, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000007735 |
| Map Reference | VOL 254-A PG 84 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 2025007735 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 979 SURF RD, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000007736 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 2025007736 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
Source: Galveston County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459,950 (-19.24%) Land $43,250 Building $416,700 | $459,950 (-19.24%) Land $43,250 Building $416,700 | |
| 2024 | $1,244.00 (-52.5%) | ||
| 2023 | $569,500 Land $25,750 Building $543,750 | $569,500 Land $25,750 Building $543,750 | |
| 2018 | $2,619.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 2,488 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,488 in force |
| Nearby Flood Claims | 273 (1979–2026) |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOLIVAR PENINSULA SUD serves 18,424 people · EPA ID TX0840044 |
|---|---|
| Water Source | Purchased surface water from LOWER NECHES VALLEY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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