Seminole County property record for 979 Pine Way, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,745 sqft · built 1984 |
| Lot Size | 4.77 acres (207,781 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-31-5AZ-0000-004A |
| Primary APN | 17-20-31-5AZ-0000-004A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,745 sqft Living Area |
| Gross Area | 2,747 sqft |
| 1st Floor Area | 2,745 sqft |
| Basement Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 207,781 sqft (4.77 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 979 PINE WAY |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-7228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | W 315 FT OF LOT 4 PALM HAMMOCK PB 1 PG 104 |
| Legal Range | 31E |
| Legal Township | 20S |
| Legal Section | 17 |
| Legal Subdivision | PALM HAMMOCK |
| Legal Tract | 5AZ |
| Legal Lot Number | 4 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 21000 |
979 Pine Way is owner-occupied and held in a trust since September 2026.
Source: Seminole County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2026 | Deed of Trust, Mortgage · VA Mortgage FIDELITY NATIONAL TITLE |
| Apr 23, 2026 | Deed of Trust · VA Mortgage FIDELITY NATIONAL TITLE |
| Nov 2, 2023 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 1, 2020 | Deed of Trust, Mortgage · VA Mortgage CHRISTENSEN FINANCIAL INC |
| Mar 5, 2019 | Quit Claim Deed, Transfer · VA Mortgage CHRISTENSEN FINANCIAL INC |
| Jan 9, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2019 |
| Deed Sale | Mar 5, 2019 |
| Prior Sale | Jul 27, 2015 · Amount on File |
| Deed Document Number | 201923195 |
| Deed Book / Page | 9309 / 383 |
| Last Transfer Date | Sep 4, 2026 |
| Transfer Doc | 0000089576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 9, 2026 |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0000089576 |
| Book / Page | 11108 / 609 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202689576 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0110251355 |
| Book / Page | 11025 / 1355 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202640577 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040577, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 11025/1355 |
| Instrument | 202640577 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0000040577 |
| Book / Page | 11025 / 1355 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.40577 |
| Record Updated | May 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040577, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 11025/1355 |
| Instrument | 2026.40577 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0105320191 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 10532/191 |
| Instrument | 2023100991 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0099010863 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 9901/863 |
| Instrument | 2021048461 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095710260 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 9571/260 |
| Instrument | 2020035409 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 5, 2019 |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0093090383 |
| Book / Page | 09309 / 0383 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2019023195 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2632 SHAD LN, 2632, GENEVA, FL 32732-9333 |
| Name | Verified Name |
|---|---|
| Address | 2015 GREEN CEDAR LN, GENEVA, FL 32732-9794 |
| Document Number | 2019023197 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019023197 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 9, 2019 |
| Property Address | 979 PINE WAY, SANFORD, FL 32773-7228 |
| Document Number | 0092790822 |
| Book / Page | 009279 / 000822 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 2691 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 979 PINE WAY SANFORD FL 327737228, SANFORD, FL 32773-7228 |
The 2025 property tax bill for 979 Pine Way was $305 with exemptions applied, down 91.6% from the year before.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (-91.58%) Homeowner's exemption Veteran's exemption | $299,662 | $559,538 Land $271,890 Building $287,648 |
| 2024 | $3,623.00 (+2.46%) | ||
| 2023 | $3,536.00 (+2.61%) Homeowner's exemption | $282,735 (+3%) | $523,729 (+10.81%) Land $262,350 Building $261,379 |
| 2022 | $3,446.00 Homeowner's exemption | $274,500 | $472,619 Land $238,500 Building $234,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 979 Pine Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 25 (1994–2024) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 979 Pine Way is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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