979 Merced River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 979 Merced River Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,928 sqft · built 2003
Lot Size	0.212 acres (9,251 sqft)
Owner	Company Name on File
Last Sale	$499,000 (Oct 2003)
Tax Bill	$12,408 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`641-250-31-00`

Property Details

APN / Parcel Number

Primary APN	`641-250-31-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,928 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,251 sqft (0.212 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	979 MERCED RIVER RD
City	CHULA VISTA
State	CA
Zip	91913-2885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 53 TR 014506
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014506
Legal Block	2
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13326

Owner

979 Merced River Rd is owned by a company that acquired it in June 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 30, 2021	Intrafamily Transfer, Transfer
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 5, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2017	Deed of Trust, Mortgage · VA Mortgage USAA
May 1, 2017	Affidavit of Death, Transfer
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2003 · Amount on File
Deed Sale	Oct 1, 2003 · Amount on File
Deed Document Number	20031207627
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000474838
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885

Mortgage

Document Number	0000418798
Date	Jun 7, 2021
Instrument	2021-0418798

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Document Number	0000474840
Map Reference	MAP 14506
Instrument Date	Jun 28, 2021
Instrument	2021-0474840
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Document Number	0000474838
Map Reference	MAP 14506
Instrument Date	Jun 28, 2021
Instrument	2021-0474838
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885

Mortgage

Document Number	0000474839
Date	Jun 30, 2021
Instrument	2021-0474839

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2017
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Document Number	0000406329
Instrument Date	Sep 5, 2017
Instrument	406329
Transaction Type	Transfer
Record Updated	Sep 11, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	979 MERCED RIVER RD SAN DIEGO CA 92139, SAN DIEGO, CA 92139

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Document Number	0000407834
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 MERCED RIVER RD CHULA VISTA CA 919132885, CHULA VISTA, CA 91913-2885

Mortgage

Document Number	0000407834
Date	Sep 6, 2017
Instrument	407834

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2017
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Document Number	0000193924
Instrument Date	May 1, 2017
Instrument	193924
Transaction Type	Transfer
Record Updated	May 5, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 MERCED RIVER RD CHULA VISTA CA 919132885, CHULA VISTA, CA 91913-2885

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2017
Property Address	979 MERCED RIVER RD, CHULA VISTA, CA 91913-2885
Document Number	0000157699
Instrument Date	Apr 7, 2017
Instrument	157699
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 MERCED RIVER RD CHULA VISTA CA 919132885, CHULA VISTA, CA 91913-2885

Tax Assessment & Valuation

The 2025 property tax bill for 979 Merced River Rd was $12,408 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,927 (+2%) Land $188,524 Building $534,403
2025	$12,408.00 Homeowner's exemption	$708,753 Land $184,828 Building $523,925
2023	$11,917.00 (+2.28%) Homeowner's exemption	$681,232 Land $177,651 Building $503,581
2022	$11,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 979 Merced River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Merced River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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