979 Lloyd Rd, Georgetown, KY 40324 Property Records

Scott County property record for 979 Lloyd Rd, Georgetown, KY 40324 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,500 sqft · built 2006
Lot Size	5.01 acres (218,453 sqft)
Owner	Individual Name on File
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-30-002.000`

Property Details

APN / Parcel Number

Primary APN	`137-30-002.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Basement Area	2,500 sqft
Unfinished Basement	2,500 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Lot Area	218,453 sqft (5.01 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	979 LLOYD RD
City	GEORGETOWN
State	KY
Zip	40324-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD RAILROAD PLACE
Legal Subdivision	OLD RAILROAD PLACE
Legal Lot Number	3A-1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1022
Census Tract	40605

Owner

Source: Scott County records · APN 137-30-002.000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	979 LLOYD RD, GEORGETOWN, KY 40324-8880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
May 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 09, 2019
Transfer Doc	D405/492
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	979 LLOYD RD, GEORGETOWN, KY 40324-8880
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1377/687
Date	Jan 25, 2018
Book Page	M1377/687
Instrument	381301

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 05, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	979 LLOYD RD, GEORGETOWN, KY 40324-8880
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1508/530
Date	May 13, 2020
Book Page	M1508/530
Instrument	416204

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	May 14, 2019
Property Address	979 LLOYD RD, GEORGETOWN, KY 40324-8880
Document Number	D405/492
Book / Page	D405 / 492
Map Reference	CAB 7 SL 198
Instrument Date	May 09, 2019
Instrument	400172
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 LLOYD RD, GEORGETOWN, KY 40324-8880

Mortgage

Document Number	400173
Date	May 14, 2019
Instrument	400173

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00 (+9.77%)	$468,200 (+11.74%)	$468,200 (+11.74%)
2023	$3,799.00	$419,000 Land $110,000 Building $309,000	$419,000 Land $110,000 Building $309,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090406051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Apr 2015, river or lake flooding, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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