Ravalli County property record for 979 Joy St, Corvallis, MT 59828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,824 sqft · built 2004 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,500 (Sep 2013) |
| Tax Bill | $2,465 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1322557 |
| Primary APN | R1322557 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Basement Area | 1,824 sqft |
| Finished Basement | 1,824 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Area | 998 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000078133 |
|---|---|
| Street Address | 979 JOY ST |
| City | CORVALLIS |
| State | MT |
| Zip | 59828-9229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW CREEK RIDGE, S04, T06 N, R20 W, LOT 013, ACRES 1.03 |
| Legal Range | 20W |
| Legal Township | 06N |
| Legal Section | 04 |
| Legal Subdivision | WILLOW CREEK RIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 402 |
979 Joy St is owned and occupied by two individuals who bought it in September 2013.
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 979 JOY ST, CORVALLIS, MT 59828-9229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on File |
| Deed Sale | Sep 20, 2013 · Amount on File |
| Prior Sale | Jun 15, 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 979 JOY ST, CORVALLIS, MT 59828-9229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000783081 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 783081 |
| Name | THRIVENT FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 23, 2032 |
The 2026 property tax bill for 979 Joy St was $2,465.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Corvallis K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,465.00 | $681,300 | |
| 2025 | $681,300 Land $145,345 Building $535,955 | ||
| 2023 | $3,537.00 | $548,500 | $548,500 Land $100,857 Building $447,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 979 Joy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 979 Joy St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grizzly Broadband Fiber | 2,500 / 2,500 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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