979 Hildreth St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 979 Hildreth St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 1996
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Mar 2026)
Tax Bill	$5,639 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`DRAC M:35 B:8 L:1.1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:35 B:8 L:1.1`
Alternative APN	`M:0035 B:0008 L:01.1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	884 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,715 sqft (1.83 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	979 HILDRETH ST
City	DRACUT
State	MA
Zip	01826-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HILDRETH STREET
Legal Block	8
Legal Lot Number	1.1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3003
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 LEXINGTON AVE, LOWELL, MA 01854-2007
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage BERKSHIRE BANK
May 15, 2024	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Mar 9, 2026	Quit Claim Deed, Transfer JEANNE DARC CU
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Mar 31, 2016 · Amount on Record
Deed Book / Page	39908 / 234
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	979 HILDRETH ST, DRACUT, MA 01826-2511
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039534-129
Date	Sep 22, 2025
Book Page	39534/129
Instrument	29843

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	979 HILDRETH ST, DRACUT, MA 01826-2511
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038486-237
Date	May 15, 2024
Book Page	38486/237
Instrument	13178

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2064

Interest

Rate Type	Adjustable Rate

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Mar 9, 2026
Property Address	979 HILDRETH ST, DRACUT, MA 01826-2511
Document Number	039908-234
Book / Page	39908 / 234
Instrument Date	Mar 9, 2026
Instrument	6907
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 LEXINGTON AVE, LOWELL, MA 01854-2007

Mortgage

Document Number	0000006908
Date	Mar 9, 2026
Instrument	6908

Lender

Name	JEANNE DARC CU

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	979 HILDRETH ST, DRACUT, MA 01826-2511
Document Number	33539-20
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 HILDRETH ST DRACUT MA 018262511, DRACUT, MA 01826-2511

Mortgage

Document Number	33539-20
Date	Nov 8, 2019
Book Page	033539/000020
Instrument	49609

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 7, 2046

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,639.00 (+1.31%)	$557,200 (+4.62%) Land $239,200 Building $318,000	$566,010 (+5.47%)
2024	$5,566.00 (+3.3%)	$532,600 (+14.46%) Land $227,900 Building $304,700	$536,655
2023	$5,388.00	$465,300 Land $198,300 Building $267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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