979 Hamilton Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 979 Hamilton Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,180 sqft · built 2008
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Trust Names on File
Last Sale	$310,000 (Jul 2019)
Tax Bill	$10,033 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-356-002`

Property Details

APN / Parcel Number

Primary APN	`06-28-356-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,180 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	2,188 sqft
Basement Area	1,992 sqft
Finished Basement	1,992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	660 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0628356002
Street Address	979 HAMILTON DR
City	SYCAMORE
State	IL
Zip	60178-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204 - TOWNSEND WOODS PUD - PHASE ONE - UNIT FIVE
Legal Subdivision	TOWNSEND WOODS PUD - PHASE ONE
Legal Phase	1
Legal Lot Number	204
Legal Unit	5
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1003
Census Tract	401

Owner

979 Hamilton Dr is owner-occupied and held in a trust since January 2025.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	979 HAMILTON DR, SYCAMORE, IL 60178-9522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK SHANNON -POLO
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST ST BK/SHANNON-POLO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Aug 14, 2008 · Amount on File
Deed Document Number	20196701
Last Transfer Date	Jan 24, 2025
Transfer Doc	0000000741
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	979 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000007738
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	979 HAMILTON DR SYCAMORE IL 601789522, SYCAMORE, IL 60178-9522

Mortgage

Document Number	0000007738
Date	Aug 5, 2020
Instrument	7738

Lender

Name	FIRST ST BK SHANNON -POLO
Address	PO BOX 85, SHANNON, IL 61078-0085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 31, 2019
Property Address	979 HAMILTON DR, SYCAMORE, IL 60178-9522
Document Number	0000006701
Instrument Date	Jul 30, 2019
Instrument	6701
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	979 HAMILTON DR SYCAMORE IL 601789522, SYCAMORE, IL 60178-9522

Mortgage

Document Number	6702
Date	Jul 31, 2019
Instrument	6702

Lender

Name	FIRST ST BK/SHANNON-POLO
Type	Bank
Address	SHANNON, IL 61078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,736 Land $18,747 Building $115,989	$404,208 Land $56,241 Building $347,967
2024	$10,033.00
2023		$108,110 Land $15,042 Building $93,068	$324,330 Land $45,126 Building $279,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 979 Hamilton Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Hamilton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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