979 Gotthard Pass Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 979 Gotthard Pass Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,717 sqft · built 2023
Lot Size	0.167 acres (7,257 sqft)
Owner	Individual Name on File
Last Sale	$319,266 (Feb 2023)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-27-35-522105-001460`

Property Details

APN / Parcel Number

Primary APN	`26-27-35-522105-001460`
Alternative APN	`352726522105001460`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,717 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,257 sqft (0.167 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	979 GOTTHARD PASS DR
City	WINTER HAVEN
State	FL
Zip	33881-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASE 6 PB 187 PG 35-37 LOT 146
Legal Range	26E
Legal Township	27S
Legal Section	35
Legal Subdivision	LAKE LUCERNE PHASE 6
Legal Phase	6
Legal Block	2
Legal Lot Number	146
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2027
Census Tract	12803

Owner

979 Gotthard Pass Dr is owned and occupied by an individual who bought it in February 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	979 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Deed Document Number	202346495
Deed Book / Page	12596 / 1189
Record Updated	Oct 29, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 28, 2023
Property Address	979 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Document Number	0000046495
Book / Page	12596 / 1189
Map Reference	MB 187 PG 35
Instrument Date	Feb 23, 2023
Instrument	2023046495
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,235.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420

Mortgage

Document Number	0125961191
Date	Feb 28, 2023
Instrument	12596/1191

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 979 Gotthard Pass Dr was $3,768 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,728 (-7.42%) Land $50,000 Building $173,728	$223,728 (-7.42%) Land $50,000 Building $173,728
2025	$3,768.00 Homeowner's exemption	$241,668 Land $50,000 Building $191,668	$241,668 Land $50,000 Building $191,668
2023	$868.00 (+11.71%)	$48,000 (+2%) Land $48,000	$48,000 (+2%) Land $48,000
2022	$777.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 979 Gotthard Pass Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Gotthard Pass Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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