Baker County property record for 979 Finley Dr, Macclenny, FL 32063
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,684 sqft · built 2017 |
| Lot Size | 10.9 acres (476,546 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,970 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-3S-22-0000-0000-0700 |
| Primary APN | 05-3S-22-0000-0000-0700 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 2,684 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Upper Floors Area | 1,582 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 476,546 sqft (10.9 acres) |
| Garage Type | Finished |
| Garage Area | 625 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 430 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 979 FINLEY DR |
|---|---|
| City | MACCLENNY |
| State | FL |
| Zip | 32063-2675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 001094 ACRES PART OF NE 1/4 OF NE 1/4 OF SEC 05-3S-22E DESC IN OR 2015-4055 POM 134A |
| Legal Range | 22E |
| Legal Township | 03S |
| Legal Section | 05 |
| Jurisdiction | BAKER FL |
| Township / Civil Division | MACCLENNY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 40102 |
979 Finley Dr is owned and occupied by two individuals who acquired it in September 2015.
Source: Baker County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 979 FINLEY DR, MACCLENNY, FL 32063-2675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 |
| Deed Sale | Sep 1, 2015 |
| Deed Document Number | 0020155052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAKER FL |
| Property Address | 979 FINLEY DR, MACCLENNY, FL 32063-2675 |
| Document Number | 0000001245 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 979 FINLEY DR MACCLENNY FL 320632675, MACCLENNY, FL 32063-2675 |
| Document Number | 0000001245 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 1245 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2047 |
The 2025 property tax bill for 979 Finley Dr was $4,970 with a homeowner's exemption, up 3.1% from the year before.
Source: Baker County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Baker County |
| Municipality | Macclenny City |
| Unified School District | Baker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,970.00 (+3.09%) Homeowner's exemption | $330,881 (+2.9%) | $577,270 (+5.69%) Land $70,746 Building $506,524 |
| 2024 | $4,821.00 (+2.57%) Homeowner's exemption | $321,556 (+3%) | $546,170 (+2.48%) Land $70,746 Building $475,424 |
| 2023 | $4,700.00 (+2.71%) Homeowner's exemption | $312,190 (+3%) | $532,953 (+7.53%) Land $70,746 Building $462,207 |
| 2022 | $4,576.00 Homeowner's exemption | $303,097 | $495,627 Land $70,746 Building $424,881 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 979 Finley Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Oct 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 979 Finley Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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