Lee County property record for 979 E Gulf Dr, #D412, Sanibel, FL 33957
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,184 sqft · built 1976 |
| Lot Size | 0.334 acres (14,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Jun 2023) |
| Tax Bill | $7,889 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 30-46-23-T2-0070D.4120 |
| Primary APN | 30-46-23-T2-0070D.4120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 382 Units |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Condo/Apartment |
| Lot Area | 14,540 sqft (0.334 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Account Number | 10128442 |
|---|---|
| Street Address | 979 E GULF DR, D412 |
| City | SANIBEL |
| State | FL |
| Zip | 33957-6929 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOGGERHEAD CAY PHSE 2 COND BLDG D OR 1080 PG 1784 UNIT 412 |
| Legal Range | 23E |
| Legal Township | 46S |
| Legal Section | 30 |
| Legal Subdivision | SANIBEL EAST GULF DRIVE |
| Legal Phase | 2 |
| Legal Tract | T2 |
| Legal Block | 3 |
| Legal Lot Number | 412 |
| Legal Unit | 412 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80202 |
979 E Gulf Dr, #D412 is owned by two individuals who bought it in June 2023.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 STANBERY AVE, COLUMBUS, OH 43209-1465 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on File |
| Deed Sale | Jun 27, 2023 · Amount on File |
| Deed Document Number | 2023223019 |
| Prior Transfer Date | Jan 8, 2014 |
| Prior Transfer Doc | 0000007526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 979 E GULF DR # D412, D412, SANIBEL, FL 33957-6929 |
| Document Number | 0000223019 |
| Map Reference | MB 1062 PG 239-299 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023000223019 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | SUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TTL SVCS OF SANIBEL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 DONAX ST, SANIBEL, FL 33957-6732 |
| Name | Verified Name |
|---|---|
| Address | 125 STANBERY AVE, BEXLEY, OH 43209-1465 |
| Document Number | 0000223020 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023000223020 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 979 E GULF DR # D412, D412, SANIBEL, FL 33957-6929 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000214169 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021000214169 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 979 E Gulf Dr, #D412 was $7,889.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Sanibel City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,396 (-1.12%) Building $552,396 | $552,396 (-1.12%) Building $552,396 | |
| 2025 | $7,889.00 | $558,676 Building $558,676 | $558,676 Building $558,676 |
| 2023 | $1,254.00 (-83.41%) | $86,100 (-85.85%) Building $86,100 | $86,100 (-85.85%) Building $86,100 |
| 2022 | $7,561.00 | $608,670 Building $608,670 | $608,670 Building $608,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 979 E Gulf Dr, #D412 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 637 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,167 units insured incl. 1,530 condo units |
| Nearby Flood Claims | 1,046 (1982–2026) |
| Claims Outside the SFHA | 15 of 1,046 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 979 E Gulf Dr, #D412 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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