979 C Rd, West Point, NE 68788 Property Records

Cuming County property record for 979 C Rd, West Point, NE 68788

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,124 sqft · built 1925
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on Record
Tax Bill	$834 (2025)
Deeds & Mortgages	Nov 2014 Mortgage Feb 2026 Line of Credit
APN	`0042661.00`

Property Details

APN / Parcel Number

Primary APN	`0042661.00`
Alternative APN	`1825-28-1-00000-000-0009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,152 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Mixed
Garage Area	684 sqft
Driveway	Concrete Driveway
Driveway Area	888 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	979 C RD
City	WEST POINT
State	NE
Zip	68788-4035
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	TL 3 (NE 1/4 NE 1/4), 28-21-5, 1.87 AC
Legal Range	05
Legal Township	21
Legal Section	28
Jurisdiction	CUMING NE
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2182
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	979 C RD, WEST POINT, NE 68788-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2014	Deed of Trust, Mortgage · FHA Mortgage CHARTER WEST NATIONAL BANK
Feb 4, 2026	Intrafamily Transfer, Transfer · Line of Credit UNIVERSITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 11, 2024
Transfer Doc	0202401183
Record Updated	Sep 20, 2026

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	979 C RD, WEST POINT, NE 68788-4035
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201401950
Date	Nov 14, 2014
Instrument	201401950

Lender

Name	CHARTER WEST NATIONAL BANK
Address	ELKHORN, NE 68022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2044

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMING NE
Recording Date	Feb 4, 2026
Property Address	979 C RD, WEST POINT, NE 68788-4035
Document Number	0202600129
Instrument Date	Jan 20, 2026
Instrument	202600129
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 C RD, WEST POINT, NE 68788-4035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 C RD, WEST POINT, NE 68788-4035

Mortgage

Document Number	0202600130
Date	Feb 4, 2026
Instrument	202600130

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.24%
Change Frequency	Monthly
Min Rate At Change	3.5%
Max Rate At Change	16%
Index	SOFR Average 30-Day
Max Rate	16%

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
County Subdivision	Monterey Township
Unified School District	Howells-Dodge Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,520 (+6.16%) Land $36,845 Building $147,675	$193,731 (+11.46%) Land $46,056 Building $147,675
2025	$834.00 (-12.3%)	$173,815 (-3.48%) Land $35,670 Building $138,145	$173,815 (-3.48%) Land $35,670 Building $138,145
2024	$951.00 (-33.91%)	$180,080 (+3.76%) Land $35,145 Building $144,935	$180,080 (+3.76%) Land $35,145 Building $144,935
2023	$1,439.00	$173,560 Land $32,635 Building $140,925	$173,560 Land $32,635 Building $140,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 49% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Stealth Broadband Fixed Wireless	100 / 25
Skywave Wireless Fixed Wireless	100 / 20
Alpine Connective Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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