9787 Morgan Rd, #NS, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 9787 Morgan Rd, #NS, Marcy, NY 13403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,712 sqft · built 1962
Lot Size0.514 acres (22,412 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Oct 2021)
Tax Bill$4,550 (2026)
Deeds & MortgagesJan 2026 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN304400 278.002-1-49

Property Details

APN / Parcel Number

Primary APN304400 278.002-1-49
Alternative APNs
  • 440027800200010490000000
  • 009120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,712 sqft Living Area
1st Floor Area1,712 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,412 sqft (0.514 acres)
Lot Dimensions172 ft deep x 130 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area110 sqft
Patio Area160 sqft
Canopy80 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number009120
Street Address9787 MORGAN RD, NS
CityMARCY
StateNY
Zip13403-2531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number49.000
JurisdictionONEIDA NY
Township / Civil DivisionMARCY
Census Block Group2
Census Block2012
Census Tract26200

Owner

Source: Oneida County and Marcy Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9787 MORGAN RD, NS, MARCY, NY 13403-2531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
GPO FCU
Aug 14, 2020Deed of Trust, Mortgage · Balloon Mortgage
NBT BANK NATIONAL ASSOCIATION
Oct 1, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Deed Document Number202116607
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address9787 MORGAN RD # NS, NS, MARCY, NY 13403-2531
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001673
DateJan 30, 2026
Instrument2026-001673
Lender
NameGPO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address9787 MORGAN RD # NS, NS, MARCY, NY 13403-2531
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010208
DateAug 14, 2020
Instrument2020-010208
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateOct 1, 2021
Property Address9787 MORGAN RD # NS, NS, MARCY, NY 13403-2531
Document Number0000016607
Instrument DateOct 1, 2021
Instrument2021-016607
Transaction TypeTransfer
Record UpdatedFeb 27, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 NEWPORT RD, POLAND, NY 13431-1711

Mortgage

Document Number0000016608
DateOct 1, 2021
Instrument2021-016608
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionMarcy Town
Unified School DistrictWhitesboro Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,550.00 (+0.75%)
2025$4,516.00 (+245.26%)$99,000 (-) Land $16,400 Building $82,600$215,217 (+17.39%) Land $35,652 Building $179,565
2023$99,000 (-) Land $16,400 Building $82,600$183,333 (+14.81%) Land $30,370 Building $152,963
2022$1,308.00$99,000 Land $16,400 Building $82,600$159,677 Land $26,452 Building $133,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMVWA - MOHAWK VALLEY WATER AUTHORITY
serves 126,250 people · EPA ID NY3202411
Water SourceSurface water
Last State InspectionNov 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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