9786 Silvergate Ln, Elk Grove, CA 95624 Property Records

Sacramento County property record for 9786 Silvergate Ln, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,208 sqft · built 2002
Lot Size	0.751 acres (32,698 sqft)
Owner	Trust Name on File
Last Sale	$725,000 (Apr 2014)
Tax Bill	$9,525 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-0820-024-0000`

Property Details

APN / Parcel Number

Primary APN	`127-0820-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,208 sqft Living Area
1st Floor Area	3,208 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	32,698 sqft (0.751 acres)
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9786 SILVERGATE LN
City	ELK GROVE
State	CA
Zip	95624-3991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPATRI
Legal Description	REMINGTON ESTATES, LOT 64
Legal Subdivision	REMINGTON ESTATES
Legal Lot Number	64
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2012
Census Tract	9336

Owner

9786 Silvergate Ln is owner-occupied and held in a trust since October 2022.

Source: Sacramento County records, as of August 14, 2026

Owner of Record	Trust Name on File
Mailing Address	9786 SILVERGATE LN, ELK GROVE, CA 95624-3991
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Intrafamily Transfer, Transfer
Jun 2, 2020	Deed of Trust, Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2014 · Amount on File
Deed Sale	Apr 1, 2014 · Amount on File
Prior Sale	Dec 18, 2002 · Amount on File
Deed Book / Page	20140401 / 14
Last Transfer Date	Oct 27, 2022
Transfer Doc	2022000075
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2022
Property Address	9786 SILVERGATE LN, ELK GROVE, CA 95624-3991
Document Number	0000000075
Map Reference	MB 288 PG 4
Instrument Date	Oct 27, 2022
Instrument	2022113000075
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9786 SILVERGATE LN, ELK GROVE, CA 95624-3991

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9786 SILVERGATE LN, ELK GROVE, CA 95624-3991
Document Number	2006090373
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9786 SILVERGATE LN ELK GROVE CA 956243991, ELK GROVE, CA 95624-3991

Mortgage

Document Number	2006090373
Date	Jun 9, 2020
Instrument	2006090373

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35233

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 9786 Silvergate Ln was $9,525 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$906,517 (+2%) Land $281,331 Building $625,186
2025	$9,525.00 (+0.81%) Homeowner's exemption	$888,743 Land $275,815 Building $612,928
2024	$9,448.00 (+2.66%)
2023	$9,203.00 (+1.84%) Homeowner's exemption	$854,233 Land $265,105 Building $589,128
2022	$9,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9786 Silvergate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9786 Silvergate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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