9786 Neruda St, Orlando, FL 32827 Property Records

Orange County property record for 9786 Neruda St, Orlando, FL 32827 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,317 sqft Living Area
OccupancyOwner Occupied
Last Sale$875,000 (2025)
Tax Bill$11,734.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-24-31-4846-00-920
Alternative APNs
  • 654845
  • 661951
  • 667728

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,317 sqft Living Area
Gross Area3,328 sqft Gross Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block Exterior

Location & Zoning

Street Address9786 NERUDA ST
CityORLANDO
StateFL
Zip32827-4012
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAUREATE PARK PARCEL N-3 PHASE 2 107/135 LOT 92
Legal SubdivisionLAUREATE PARK PARCEL N-3 PHASE 2
Legal Lot Number92
JurisdictionORANGE FL
Minor Civil DivisionORLANDO
Census Blockgroup5
Census Block5183
Census Tract16802

Owner

Source: Orange County records · APN 31-24-31-4846-00-920

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9786 NERUDA ST, ORLANDO, FL 32827-4012
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jan 18, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Prior SaleJan 18, 2024 · Amount on Record
Deed Doc Number2025351173
Record RefreshedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 17, 2025
Property Address9786 NERUDA ST, ORLANDO, FL 32827-4012
Document Number0000351173
Map ReferenceMB 107 PG 135
Instrument DateMay 12, 2025
Instrument20250351173
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5311 TRIBUNE DR, ORLANDO, FL 32812-8219

Transferred To (Grantee/Buyer)

NameVerified Name
Address9786 NERUDA ST, ORLANDO, FL 32827-4012

Mortgage

Document Number0000351174
DateJun 17, 2025
Instrument20250351174
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateJul 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Max Rate11.3%

January 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 18, 2024
Property Address9786 NERUDA ST, ORLANDO, FL 32827-4012
Document Number0000035034
Map ReferenceMB 107 PG 135-154
Instrument DateJan 16, 2024
Instrument20240035034
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 09, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,072.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR, SAND LAKE, FL 32819-9029

Transferred To (Grantee/Buyer)

NameVerified Name
Address9786 NERUDA ST, ORLANDO, FL 32827-4012

Mortgage

Document Number0000035035
DateJan 18, 2024
Instrument20240035035
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$578,610 (-0.53%) Land $140,000 Building $438,610$578,610 (-0.53%) Land $140,000 Building $438,610
2025$11,734.00 (+202.19%)$581,700 (+627.13%) Land $140,000 Building $441,700$581,700 (+627.13%) Land $140,000 Building $441,700
2024$3,883.00 (-4.97%)
2023$4,086.00 (+226.88%)$80,000 (+66.67%) Land $80,000$80,000 (+66.67%) Land $80,000
2022$1,250.00$48,000 Land $48,000$48,000 Land $48,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 214 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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