9786 Forest St, Dyer, IN 46311 Property Records

Lake County property record for 9786 Forest St, Dyer, IN 46311

Property Summary

Property Type	Row House
Details	3 bd · 3 ba · 1,628 sqft · built 2009
Lot Size	0.103 acres (4,530 sqft)
Owner	Individual Name on File
Tax Bill	$1,903 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0342-0070`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0342-0070`
Alternative APNs	`45-10-36-302-003.000-032` `091103420070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Basement Area	616 sqft

Exterior

Year Built	Built 2009
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	130 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0342-0070
Old Parcel Number	091103420070
Street Address	9786 FOREST ST
City	DYER
State	IN
Zip	46311-2894
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Local Zoning Code	R3
Legal Description	PRAIRIE TRAILS PHASE IV N.25.4FT OF S.69.3FT OF LOT 184
Legal Subdivision	PARIRIE TRAILS
Legal Phase	IV
Legal Lot Number	184
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2028
Census Tract	42608

Owner

9786 Forest St, a row house, is owned and occupied by an individual who acquired it in December 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	9786 FOREST ST, DYER, IN 46311-2894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020
Deed Sale	Dec 8, 2020
Prior Sale	Nov 14, 2014
Deed Document Number	2020-089681
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9786 FOREST ST, DYER, IN 46311-2894
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9786 FOREST ST, DYER, IN 46311-2894

Mortgage

Document Number	0000000556
Date	Jan 4, 2024
Instrument	2024-500556

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 8, 2020
Property Address	9786 FOREST ST, DYER, IN 46311-2894
Document Number	0000089681
Map Reference	MB 95 PG 39
Instrument Date	Nov 23, 2020
Instrument	2020-089681
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9786 FOREST ST, DYER, IN 46311-2894

Mortgage

Document Number	0000089682
Date	Dec 8, 2020
Instrument	2020-089682

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,800 Land $36,400 Building $242,400	$278,800 Land $36,400 Building $242,400
2024	$1,903.00
2023		$259,200 (+12.6%) Land $36,400 Building $222,800	$259,200 (+12.6%) Land $36,400 Building $222,800
2022	$1,779.00 (+4.28%)	$230,200 Land $36,400 Building $193,800	$230,200 Land $36,400 Building $193,800
2021	$1,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9786 Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9786 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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