Talbot County property record for 9784 Tilghman Island Rd, McDaniel, MD 21647
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,892 sqft · built 1800 |
| Lot Size | 176 acres (7,693,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,805,000 (Sep 2013) |
| Tax Bill | $10,919 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-182611 |
| Primary APN | 05-182611 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,892 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Exterior Material | Brick |
| Roof Material | Slate |
| Lot Area | 7,693,567 sqft (176 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 1,800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 679 sqft |
| Deck Area | 368 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 182611 |
|---|---|
| Street Address | 9784 TILGHMAN ISLAND RD |
| City | MCDANIEL |
| State | MD |
| Zip | 21647-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 176.621 AC N/S TILGHMAN RD S OF CLAIBORNE |
| Legal Subdivision | LITTLE HAVEN ON THE BAY |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960800 |
9784 Tilghman Island Rd, a rural home, is owned and occupied by two individuals who bought it in September 2013.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9784 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2013 · Amount on File |
| Deed Sale | Sep 4, 2013 · Amount on File |
| Deed Book / Page | 2119 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 9784 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9727 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0029180125 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 2918/125 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 9784 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026280017 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2628/017 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | 20179 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2039 |
The 2026 property tax bill for 9784 Tilghman Island Rd was $10,919 with a homeowner's exemption, up 2.7% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,919.00 (+2.75%) Homeowner's exemption | $1,448,267 | $1,670,400 Land $586,800 Building $1,083,600 |
| 2025 | $10,627.00 Homeowner's exemption | ||
| 2023 | $9,879.00 Homeowner's exemption | $1,211,867 | $1,337,200 Land $510,800 Building $826,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9784 Tilghman Island Rd in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 41 (1979–2024) |
| Claims Outside the SFHA | 13 of 41 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9784 Tilghman Island Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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