9782 Anchorage Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 9782 Anchorage Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,080 sqft · built 1987
Lot Size	6.62 acres (288,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Nov 2025)
Tax Bill	$4,267 (2026)
Deeds & Mortgages	May 2025 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`23935`

Property Details

APN / Parcel Number

Primary APN	`23935`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	288,367 sqft (6.62 acres)
Garage Area	462 sqft
Porch	Slab
Deck Area	542 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9782 ANCHORAGE LN
City	GLOUCESTER
State	VA
Zip	23061-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	THE ANCHORAGE PARCEL 5
Legal Subdivision	PLAT: PB20 1099
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2021
Census Tract	100203

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9782 ANCHORAGE LN, GLOUCESTER, VA 23061-4933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 21, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage ARCHER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	20254859
Prior Transfer Date	May 17, 2016
Prior Transfer Doc	0000002156
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9782 ANCHORAGE LN, GLOUCESTER, VA 23061-4933
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001840
Date	May 8, 2025
Instrument	250001840

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 21, 2025
Property Address	9782 ANCHORAGE LN, GLOUCESTER, VA 23061-4933
Document Number	0250004859
Map Reference	MB 26 PG 512&512A
Instrument Date	Nov 14, 2025
Instrument	250004859
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9782 ANCHORAGE LN, GLOUCESTER, VA 23061-4933

Mortgage

Document Number	0250004860
Date	Nov 21, 2025
Instrument	250004860

Lender

Name	ARCHER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,267.00 (+24.37%)	$731,860 (+30.96%) Land $182,470 Building $549,390	$731,860 (+30.96%) Land $182,470 Building $549,390
2025	$3,431.00 (+5.31%)	$558,860 (-) Land $131,780 Building $427,080	$558,860 (-) Land $131,780 Building $427,080
2024	$3,258.00	$558,860 (-) Land $131,780 Building $427,080	$558,860 (-) Land $131,780 Building $427,080
2023	$3,258.00 (+10.7%)	$558,860 (+37.65%) Land $131,780 Building $427,080	$558,860 (+37.65%) Land $131,780 Building $427,080
2022	$2,943.00	$406,000 Land $75,420 Building $330,580	$406,000 Land $75,420 Building $330,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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