San Diego County property record for 9781 Lutheran Way, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,137 sqft · built 1970 |
| Lot Size | 0.188 acres (8,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Oct 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380-580-23-00 |
| Primary APN | 380-580-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,137 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 8,200 sqft (0.188 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9781 LUTHERAN WAY |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 1330 TR 006216 |
| Legal Subdivision | CARLTON HILLS ANNEX |
| Legal Tract | 006216 |
| Legal Block | 2 |
| Legal Lot Number | 1330 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 16610 |
9781 Lutheran Way is owned by a company that acquired it in November 1995 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9781 LUTHERAN WAY, SANTEE, CA 92071-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Intrafamily Transfer, Transfer |
| Oct 22, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 7, 1995 |
| Transfer Doc | 0000520792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 22, 2022 |
| Property Address | 9781 LUTHERAN WAY, SANTEE, CA 92071-1529 |
| Document Number | 0000126658 |
| Map Reference | MAP 6216 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022-0126658 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 9781 LUTHERAN WAY, SANTEE, CA 92071-1529 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2021 |
| Property Address | 9781 LUTHERAN WAY, SANTEE, CA 92071-1529 |
| Document Number | 0000738565 |
| Map Reference | MAP 6216 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-0738565 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9781 LUTHERAN WAY, SANTEE, CA 92071-1529 |
| Document Number | 0000738566 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-0738566 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.59% |
| Type Change Date | Dec 1, 2021 |
| Index | 1-Year LIBOR |
| Max Rate | 6.59% |
The 2025 property tax bill for 9781 Lutheran Way was $867 with a homeowner's exemption, up 1.5% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $68,240 (+2%) Land $15,759 Building $52,481 | |
| 2025 | $867.00 (+1.52%) Homeowner's exemption | $66,902 Land $15,450 Building $51,452 |
| 2024 | $854.00 (+3.39%) | |
| 2023 | $826.00 (+1.47%) Homeowner's exemption | $64,306 Land $14,851 Building $49,455 |
| 2022 | $814.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9781 Lutheran Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9781 Lutheran Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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