978 Yarrow Ln, Morrow, OH 45152 Property Records

Warren County property record for 978 Yarrow Ln, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2024
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,370 (Apr 2025)
Tax Bill	$7,381 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-32-249-007-0`

Property Details

APN / Parcel Number

Primary APN	`13-32-249-007-0`
Alternative APNs	`1332249007` `6307582`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	3,999 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6307582
Street Address	978 YARROW LN
City	MORROW
State	OH
Zip	45152-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABERLIN SPRINGS 3 LOT 75
Legal Subdivision	ABERLIN SPRINGS 3
Legal Block	582
Legal Lot Number	75
Jurisdiction	WARREN OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1015
Census Tract	32100

Owner

Source: Warren County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 YARROW LN, MORROW, OH 45152-3510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 17, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Jan 25, 2024	Warranty Deed, Transfer · Line of Credit UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Jan 25, 2024 · Amount on Record
Deed Document Number	20258664
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0000001735
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Apr 28, 2026
Property Address	978 YARROW LN, MORROW, OH 45152-3510
Document Number	0000011232
Instrument Date	Apr 17, 2026
Instrument	202611232
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 YARROW LN, MORROW, OH 45152-3510

Mortgage

Document Number	0000011232,
Date	Apr 28, 2026
Instrument	202611232

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Apr 17, 2025
Property Address	978 YARROW LN, MORROW, OH 45152-3510
Document Number	0000008664
Map Reference	MB 102 PG 63&64
Instrument Date	Apr 15, 2025
Instrument	2025-008664
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	973 YARROW LN, MORROW, OH 45152-3510

Mortgage

Document Number	0000008665
Date	Apr 17, 2025
Instrument	2025-008665

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 25, 2024
Property Address	978 YARROW LN, MORROW, OH 45152-3510
Document Number	0000001735
Map Reference	MB 102 PG 63&64
Instrument Date	Jan 24, 2024
Instrument	2024-001735
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3396 HARVEST RDG, MORROW, OH 45152-7560
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001736
Date	Jan 25, 2024
Instrument	2024-001736

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Union Township
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,381.00 (+833.12%)	$173,130 (+780.8%) Land $28,000 Building $145,130	$494,650 (+780.79%) Land $80,000 Building $414,650
2024	$791.00 (-17.26%)
2023	$956.00 (+1.06%)	$19,656 (-) Land $19,656
2022	$946.00	$19,656 Land $19,656	$56,160 (-) Land $56,160
2021			$56,160 Land $56,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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