978 Windsor Rd, Orwell, OH 44076 Property Records

Ashtabula County property record for 978 Windsor Rd, Orwell, OH 44076

Property Summary

Property Type	Single Family Home
Details	400 sqft
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Dec 2023)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-007-00-013-00`

Property Details

APN / Parcel Number

Primary APN	`10-007-00-013-00`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	400 sqft
Gross Area	543 sqft
Basement Area	400 sqft

Exterior

Lot Area	235,224 sqft (5.4 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Frame Porch
Shed	1 Shed
Shed Area	252 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	978 WINDSOR RD
City	ORWELL
State	OH
Zip	44076-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23
Jurisdiction	ASHTABULA OH
Township / Civil Division	COLEBROOK
Census Block Group	2
Census Block	2072
Census Tract	1402

Owner

978 Windsor Rd is owned by two individuals who bought it in December 2023.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6878 DODGE RD, ROME, OH 44085-9505
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SEVEN SEVENTEEN CREDIT UNION
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit GEAUGA AMISH LOAN FUND
Dec 8, 2023	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE, WESTERN RESERVE TITLE CO
Jul 11, 2023	Fiduciary Deed, Transfer ENTERPRISE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jul 11, 2023 · Amount on File
Deed Document Number	202311129
Deed Book / Page	809 / 1117
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Apr 17, 2026
Property Address	978 WINDSOR RD, ORWELL, OH 44076-9451
Document Number	0000003285
Book / Page	868 / 824
Instrument Date	Apr 16, 2026
Instrument	20263285
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VALLET TITLE, VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003285,
Date	Apr 17, 2026
Book Page	868/824
Instrument	20263285

Lender

Name	SEVEN SEVENTEEN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	978 W WINDSOR RD, ROME, OH 44085-9743
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6878 DODGE RD, ROME, OH 44085-9505

Mortgage

Document Number	0000011012
Date	Dec 13, 2024
Book Page	833/505
Instrument	2024-00011012

Lender

Name	GEAUGA AMISH LOAN FUND
Type	Mortgage Company
Address	BURTON, OH 44021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Dec 8, 2023
Property Address	978 W WINDSOR RD, ROME, OH 44085-9743
Document Number	0000008469
Book / Page	809 / 1117
Instrument	2023-00008469
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESERVE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6878 DODGE RD, ROME, OH 44085-9505

July 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 11, 2023
Property Address	978 W WINDSOR RD, ROME, OH 44085-9743
Document Number	0000006048
Book / Page	799 / 855
Map Reference	VOL 127 PG 2019
Instrument Date	Jul 7, 2023
Instrument	2023-00006048
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9560 N GIRDLE RD, MIDDLEFIELD, OH 44062-9533
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 978 Windsor Rd was $5,290, up 503.2% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Colebrook Township
Unified School District	Grand Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (+503.19%)	$70,570 (+506.79%) Land $12,500 Building $58,070	$201,600 (+507.23%) Land $35,700 Building $165,900
2024	$877.00 (+78.25%)	$11,630 (-) Land $9,770 Building $1,860	$33,200 (-) Land $27,900 Building $5,300
2023	$492.00 (+7.42%)	$11,630 (+31.86%) Land $9,770 Building $1,860	$33,200 Land $27,900 Building $5,300
2022	$458.00	$8,820 Land $7,490 Building $1,330
2020			$25,200 Land $21,400 Building $3,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 978 Windsor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TSC DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windsor Rd

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