Montgomery County property record for 978 Windbrooke Dr, Gaithersburg, MD 20879
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,054 sqft · built 1985 |
| Lot Size | 0.06 acres (2,608 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Feb 2023) |
| Tax Bill | $1,876 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02418735 |
| Primary APN | 09-02418735 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,608 sqft (0.06 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02418735 |
|---|---|
| Street Address | 978 WINDBROOKE DR, 978 |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-3241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R18 |
| Legal Description | UN 978 WINDBROOKE PH 1 |
| Legal Subdivision | WINDBROOKE PH 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Unit | 978 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700733 |
978 Windbrooke Dr is owned by an individual who bought it in February 2023.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 WINDBROOKE DR, 978, GAITHERSBURG, MD 20879-3241 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on File |
| Deed Sale | Feb 27, 2023 · Amount on File |
| Prior Sale | Nov 16, 2005 · Amount on File |
| Deed Book / Page | 66765 / 372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 27, 2023 |
| Property Address | 978 WINDBROOKE DR, GAITHERSBURG, MD 20879-3241 |
| Document Number | 0667650372 |
| Book / Page | 66765 / 372 |
| Map Reference | MB 35 PL 3631-3646 |
| Instrument Date | Feb 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 978 WINDBROOKE DR # 978, 978, GAITHERSBURG, MD 20879-3241 |
| Document Number | 0066765381 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 66765/381 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 978 Windbrooke Dr was $1,876.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (+10.92%) Land $66,000 Building $154,000 | $220,000 (-) Land $66,000 Building $154,000 | |
| 2025 | $1,876.00 | $198,333 | $220,000 Land $66,000 Building $154,000 |
| 2023 | $155,000 Land $46,500 Building $108,500 | $155,000 Land $46,500 Building $108,500 | |
| 2022 | $2,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Windbrooke Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 978 Windbrooke Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: T-Mobile.
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