978 Westfork Dr, Holt, FL 32564 Property Records

Okaloosa County property record for 978 Westfork Dr, Holt, FL 32564

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,232 sqft · built 2006
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on File
Tax Bill	$575 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-8691-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-8691-5`
Alternative APN	`26-3N-25-0000-0011-001B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Heated Area
Gross Area	2,376 sqft
1st Floor Area	2,232 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	151,589 sqft (3.48 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	978 WESTFORK DR
City	HOLT
State	FL
Zip	32564-9362
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG NW COR NE1/4 OF SE1/4 OF SE1/4 S460 FT E330 FT N460 FT W330 FT TO POB
Legal Range	25
Legal Township	03N
Legal Section	26
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1000
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-596-8691-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	978 WESTFORK DR, HOLT, FL 32564-9362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 1993
Deed Sale	Dec 01, 1993
Deed Document Number	0018001337
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	978 WESTFORK DR, HOLT, FL 32564-9362
Document Number	0033480072
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	978 WESTFORK DR HOLT FL 325649362, HOLT, FL 32564-9362

Mortgage

Document Number	0033480072
Date	May 01, 2018
Book Page	003348/000072
Instrument	3203984

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00 (+9.11%) Homeowner's exemption	$88,792 (+5.99%)	$159,704 (+22.61%) Land $23,139 Building $136,565
2023	$527.00 (+4.15%) Homeowner's exemption	$83,777 (+3%)	$130,255 (+19.67%) Land $19,658 Building $110,597
2022	$506.00 Homeowner's exemption	$81,337	$108,849 Land $18,372 Building $90,477

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies, Mediacom Communications, T-Mobile USA.

Based on FCC filings for 22 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.