Harford County property record for 978 Topview Dr, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,278 sqft · built 1975 |
| Lot Size | 0.046 acres (1,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $213,400 (Mar 2024) |
| Tax Bill | $1,325 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-030434 |
| Primary APN | 01-030434 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,278 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,998 sqft (0.046 acres) |
| Lot Dimensions | 111 ft deep x 18 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 030434 |
|---|---|
| Street Address | 978 TOPVIEW DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1950 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 3 1998 SF 978 TOP VIEW DRIVE EDGE VILG S2 PT 24/17 |
| Legal Subdivision | EDGEWATER VILLAGE |
| Legal Block | F |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301302 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 978 TOPVIEW DR, EDGEWOOD, MD 21040-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Mar 13, 2024 | Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit LINKBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2005 |
| Deed Book / Page | 16200 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 978 TOPVIEW DR, EDGEWOOD, MD 21040-1950 |
| Document Number | 1719000104 |
| Book / Page | 17190 / 104 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 978 TOPVIEW DR, EDGEWOOD, MD 21040-1950 |
| Document Number | 1719000104, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 17190/104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 13, 2024 |
| Property Address | 978 TOPVIEW DR, EDGEWOOD, MD 21040-1950 |
| Document Number | 0162000142 |
| Book / Page | 16200 / 142 |
| Map Reference | MB 24 FO 17 |
| Instrument Date | Feb 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 TOPVIEW DR, EDGEWOOD, MD 21040-1950 |
| Document Number | 0162000149 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 16200-0149 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 978 TOPVIEW DR, EDGEWOOD, MD 21040-1950 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154580108 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 15458/108 |
| Name | LINKBANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,325.00 (+31.58%) | $121,600 (+13.64%) Land $22,000 Building $99,600 | $121,600 (-) Land $22,000 Building $99,600 |
| 2025 | $1,007.00 (+22.8%) | $107,000 (+37.53%) | $121,600 (+56.3%) Land $22,000 Building $99,600 |
| 2023 | $77,800 Land $22,000 Building $55,800 | $77,800 Land $22,000 Building $55,800 | |
| 2022 | $820.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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