978 Steele St, Denver, CO 80206 Property Records

Denver City property record for 978 Steele St, Denver, CO 80206

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,163 sqft · built 1923
Lot Size	0.102 acres (4,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Apr 2021)
Tax Bill	$8,180 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
APN	`05014-11-001-000`

Property Details

APN / Parcel Number

Primary APN	`05014-11-001-000`
Alternative APNs	`680401411001` `161051711`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,163 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,023 sqft
Basement Area	1,023 sqft
Finished Basement	951 sqft
Unfinished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,460 sqft (0.102 acres)
Garage Type	Detached
Garage Area	404 sqft
Porch	Open Frame Porch
Porch Area	129 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	978 STEELE ST
City	DENVER
State	CO
Zip	80206-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-B
Legal Description	L 1 & N1/2 OF L 2 EXC REAR 6FT TO CITY BLK 312 CAPITOL AVE SUB 3RD FLG
Legal Subdivision	CAPITOL AVE SUB
Legal Block	312
Legal Lot Number	1,2
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1008
Census Tract	3300

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 STEELE ST, DENVER, CO 80206-3947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 26, 2021	Deed of Trust, Mortgage CREDIT UNION OF DENVER
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/DENVER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Oct 9, 2015
Deed Document Number	202184028
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	0000142812
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 30, 2021
Property Address	978 STEELE ST, DENVER, CO 80206-3947
Document Number	0000084028
Instrument Date	Apr 30, 2021
Instrument	2021084028
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	EQUITY TITLE-W JORDAN, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	978 STEELE ST, DENVER, CO 80206-3947

Mortgage

Document Number	0000084029
Date	Apr 30, 2021
Instrument	2021084029

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	978 STEELE ST, DENVER, CO 80206-3947
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056509
Date	Mar 26, 2021
Instrument	2021056509

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 7, 2031

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	978 STEELE ST, DENVER, CO 80206-3947
Document Number	0000103965
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 STEELE ST DENVER CO 802063947, DENVER, CO 80206-3947

Mortgage

Document Number	0000103965
Date	Aug 9, 2017
Instrument	103965

Lender

Name	CREDIT UNION/DENVER
Type	Credit Union
Address	LAKEWOOD, CO 80226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,180.00 (+32.34%)	$106,930 (+34.05%) Land $38,090 Building $38,090	$1,516,800 (+21.78%) Land $540,300 Building $976,500
2023	$6,181.00 (+7.44%)	$79,770 (+6.43%) Land $36,860 Building $42,910	$1,245,500 (+15.5%) Land $605,100 Building $640,400
2022		$74,950 Land $24,030 Building $50,920	$1,078,400 Land $345,800 Building $732,600
2021	$5,753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, LiveWireNet, Starry, WiFiHood.

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